Travel Insurance Benefits from your Sapphire Reserve card
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Overview
The Chase Reserve card provides a number of travel insurance benefits.
- Primary rental car insurance. Covers damage that happens to your rental car. Unlike the "secondary" insurance that comes with most other credit cards, the Sapphire Reserve's coverage doesn't require you to involve your personal auto insurance company. So, your rates aren't likely to be affected if you simply damage the car.
- Lost luggage insurance. Provides coverage for lost or damaged bags (or bag contents). Up to $3,000 per person, with a maximum of $500 in total for jewelry, watches, cameras, and other electronics.
- Trip delay coverage. Covers expenses associated with a travel delay of 6 hours or more (such as meals, lodging, toiletries, and medication) up to a total of $500 per person.
- Baggage delay insurance. Like trip delay insurance, but kicks in when you arrive, and your bags don't. Covers purchases of essential items such as clothing, toiletries, and phone chargers, of up to $100 per person per day, for a maximum of 5 days.
- Trip cancellation and interruption insurance.
- Emergency medical and dental insurance. You are covered for up to $2,500 in emergency medical and dental expenses that aren't covered by other travel or health insurance, and subject to a $50 deductible. Hospital coverage is only $75 per day, for up to 5 days.
- Emergency evacuation and transportation coverage. If you need to be evacuated because of an injury or illness, the cost of the emergency evacuation is covered, up to a total of $100,000. This needs to be pre-approved. You are only covered for trips that last between 5-60 days and take place at least 100km from your home.
- Travel and emergency assistance services. Chase operates a hotline that will try to help out with any issue you are having on a trip. 888-675-1461.
- Travel accident insurance. If someone dies, is dismembered or loses their sight, hearing, or speech on a trip, you'll receive an insurance payout from Chase.
Does not cover damage that you do to other people or property. That's called liability insurance and is normally covered in the North America by your personal auto insurance. Internationally, liability coverage is sometimes included in the car rental rates and sometimes needs to be purchased separately. Credit card car rental insurance, including that from the Sapphire Reserve does not cover medical issues or the theft of objects from the card. Guide to Car Rental Insurance.
Official terms =
Chase's Official Benefit Terms
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