Difference between revisions of "Altitude go card"
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| + | {{DISPLAYTITLE: Altitude Go Card}} | ||
{{Page|card|US Bank cards}} | {{Page|card|US Bank cards}} | ||
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{{CardInfobox | {{CardInfobox | ||
|Bank=U.S. Bank | |Bank=U.S. Bank | ||
| − | |Webpage=// | + | |Webpage=//www.usbank.com/credit-cards/altitude-go-visa-signature-credit-card.html |
| − | |ApplyLink=// | + | |ApplyLink=//onboarding.usbank.com/cards/3V24X4D715/18569/33720/intro |
| − | |BusinessVersion= | + | |BusinessVersion=No |
| − | |Fee= | + | |Fee=0 |
| − | |Waived= | + | |Waived= |
|FTF=no | |FTF=no | ||
|Credit= | |Credit= | ||
| Line 20: | Line 21: | ||
|CurrentSpendCustom= | |CurrentSpendCustom= | ||
|OfferLink= | |OfferLink= | ||
| − | |NormalOffer= | + | |NormalOffer=20000 |
| − | |NormalSpend= | + | |NormalSpend=1000 |
|NormalSpendCustom= | |NormalSpendCustom= | ||
| − | |NormalValue = | + | |NormalValue = 200 |
| − | |NormalPer = . | + | |NormalPer = .20 |
|PointType=points | |PointType=points | ||
| − | |SignupBonusChart= | + | |SignupBonusChart=//www.uscreditcardguide.com/us-bank-altitude-go-credit-card/#Historical_Offers_Chart |
| − | |BonusCategories=2x on | + | |BonusCategories=4x on restaurants (4%) |
| + | |||
| + | 2x on grocery and gas (2%) | ||
| + | |||
| + | 2x on streaming services (1%) | ||
1x Everything Else (1%) | 1x Everything Else (1%) | ||
| Line 38: | Line 43: | ||
</div> | </div> | ||
| − | ''' | + | '''4% back on restaurant spending makes this a great option for someone who wants to optimize their spending, but doesn't want to pay annual fees or plan on using their points for frequent flyer tickets.''' |
| + | |||
| + | {{Box}} | ||
| + | Note: You can't share points between your Altitude Reserve and Altitude Go cards or redeem Altitude Go points for more than 1 cent each. | ||
| + | {{/Box}} | ||
{{TOC|All}} | {{TOC|All}} | ||
*[[#Collecting the Signup Bonus|Signup Bonus]] | *[[#Collecting the Signup Bonus|Signup Bonus]] | ||
| − | *[[# | + | *[[#Notable Benefits|Notable Benefits]] |
*[[#Bonus Categories|Bonus Categories]] | *[[#Bonus Categories|Bonus Categories]] | ||
| + | *[[#Getting Rid of the Card|Getting Rid of the Card]] | ||
{{/TOC}} | {{/TOC}} | ||
| Line 49: | Line 59: | ||
=== Collecting the Signup Bonus === | === Collecting the Signup Bonus === | ||
| − | + | {{Signup Intro|interesting|bonus categories}} {{Signup Amount|$200}} The bonus offer is not that great, but it is a pretty nice side benefit for a no-annual-fee card that you might want for its bonus categories. | |
| − | === | + | === Notable Benefits === |
| − | + | <ul class="bulletlist"> | |
| + | <li>'''Streaming bonus'''. If you use the card to pay for a streaming service for 11 months in a row, you'll receive a credit for the 12<sup>th</sup> month (up to $15 per year). Not much, but at least the card earns 2% rewards on the ongoing charges.</li> | ||
| + | |||
| + | {{Benefit Signature}} | ||
| + | </ul> | ||
=== Bonus Categories === | === Bonus Categories === | ||
| − | The | + | <ul class="bulletlist"> |
| + | <li>'''The main reason to get this card is its 4x points on restaurant spending'''. It is the best no-annual-fee cashback option. {{Link|restaurant spending}}.</li> | ||
| + | |||
| + | <li>'''The other bonus category reward rates are not very interesting'''. You should be earning at least as much with your general-purpose reward card and can do even better with a card that earns bonus rewards for these categories. And you never want to use this card for your everyday purchases.</li> | ||
| + | </ul> | ||
| + | |||
| + | === Getting Rid of the Card === | ||
| + | |||
| + | <ul class="bulletlist"> | ||
| + | <li>{{Cancel Cashout}}</li> | ||
| − | + | <li>'''Rather than cancelling your card, you may want to convert it to the Cash+ card'''. It earns 5% back on your choice of two categories and you can choose less common categories like Department Stores, Sporting Good Stores, and Utilities. </li> | |
| + | <li>{{Cancel Retention}}</li> | ||
| + | </ul> | ||
{{/Main|card}} | {{/Main|card}} | ||
{{/Page|card}} | {{/Page|card}} | ||
Latest revision as of 12:20, 14 June 2021
U.S. Bank Credit Cards
U.S. Bank Webpage
Send comments or suggestions to editor@travelstrategies.com or leave a comment below.
Annual Fee
No annual fee
Typical Signup Offer
20,000 points
$1,000 initial spend
($200 net value, .20/$)
Signup Bonus ChartBonus Categories
4x on restaurants (4%)
2x on grocery and gas (2%)
2x on streaming services (1%)
1x Everything Else (1%)
No Foreign Transaction Fee
4% back on restaurant spending makes this a great option for someone who wants to optimize their spending, but doesn't want to pay annual fees or plan on using their points for frequent flyer tickets.
Note: You can't share points between your Altitude Reserve and Altitude Go cards or redeem Altitude Go points for more than 1 cent each.
Jump to:
Collecting the Signup Bonus
This card is primarily interesting for its bonus categories, not for its signup bonus. The typical signup bonus is $200. The bonus offer is not that great, but it is a pretty nice side benefit for a no-annual-fee card that you might want for its bonus categories.
Notable Benefits
- Streaming bonus. If you use the card to pay for a streaming service for 11 months in a row, you'll receive a credit for the 12th month (up to $15 per year). Not much, but at least the card earns 2% rewards on the ongoing charges.
- Access to the Visa Signature Luxury Hotel Collection. As with all Visa Signature cards, you'll get access to Visa's luxury hotel program. Whenever you book one of the 900+ participating hotels, you'll receive a set of valuable benefits, including free breakfast, late check-out, and a $25 food and beverage credit. The Visa program has slightly weaker benefits than the other luxury hotel programs, but includes a larger number of more affordable hotel options and a best price guarantee. Take Advantage of Luxury Hotel Programs for Valuable Extra Perks.
- Access to Visa Signature Offers. Your card entitles you to a set of special offers available from Visa.
Bonus Categories
- The main reason to get this card is its 4x points on restaurant spending. It is the best no-annual-fee cashback option. Best Credit Cards for Restaurant Spending.
- The other bonus category reward rates are not very interesting. You should be earning at least as much with your general-purpose reward card and can do even better with a card that earns bonus rewards for these categories. And you never want to use this card for your everyday purchases.
Getting Rid of the Card
- Make sure to cash out your rewards balance before you cancel your card.
- Rather than cancelling your card, you may want to convert it to the Cash+ card. It earns 5% back on your choice of two categories and you can choose less common categories like Department Stores, Sporting Good Stores, and Utilities.
- You might be able to receive a retention offer to keep your card. It could be enough to make it worthwhile to keep the card.