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{{DISPLAYTITLE:{{Title|earn points}} }}  
 
{{DISPLAYTITLE:{{Title|earn points}} }}  
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{{Page|article|Home|Credit Cards}}  
  
Intro Paragraph TBD. With a little bit of effort, you can easily earn enough reward points for multiple free nights and airplane tickets each year.  
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{{Main|article}}
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The ultimate travel hack is "free travel". That starts with earning lots of frequent flyer miles, hotel points, and credit card rewards.
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<blockquote>
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Everyone can easily earn enough reward points for free hotel nights and frequent flyer tickets. With a little bit of effort, you can easily earn enough reward points for multiple free airplane tickets and hotel stays each year.
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</blockquote>
  
 
{{TOC}}
 
{{TOC}}
 
*[[#From Credit Cards|From Credit Cards]]
 
*[[#From Credit Cards|From Credit Cards]]
*[[#From Your Actual Travel|From Your Actual Travel]]
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*[[#From Your Travel|From Your Travel]]
 
*[[#Buying the Points You Need|Buying the Points You Need]]
 
*[[#Buying the Points You Need|Buying the Points You Need]]
 
*[[#Signup Bonuses|Signup Bonus Reference]]
 
*[[#Signup Bonuses|Signup Bonus Reference]]
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=== From Credit Cards ===
 
=== From Credit Cards ===
  
Unless you travel frequently for work, most of the points you can earn from free travel are likely to come from credit cards. For most people, travel and reward credit cards are the key to unlocking free travel. One or more of these strategies are likely to be your main source of reward points that can be used for free flights, free hotel rooms, or simply cash to offset your travel purchases.  
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Unless you travel frequently for work, travel and reward credit cards are the key to unlocking significant amounts of "free" travel. Most people can earn a lot more frequent flyer miles and hotel points from credit cards than they can just from their actual trips.
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Unless you have trouble handling credit, we strongly recommend that you take advantage of one or both of our basic credit card strategies:
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{{TileList}}
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{{TileItem|signup intro|Collect Credit Card Signup Bonuses}}. Collecting credit card signup bonuses is the easiest way to earn really large quantities of points (which you can use for free hotel nights, airplane tickets, and other travel expenses). While it might seem a little crazy, we strongly recommend that you give it a try.  
  
<ul class="bulletlist">
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{{TileItem|general purpose|Use a Really Good Rewards Credit Card for All Your Purchases}} It takes almost no effort to upgrade your current credit card, use it as frequently as possible, and steadily earn travel rewards over the course of the year. If you aren't going to collect signup bonuses, you should at least do this.
<li>'''{{Link|signup intro|Collect Credit Card Signup Bonuses}}'''. For most people, collecting credit signup bonuses is the best way to earn really large quantities of points and enjoy a substantial amount of free travel. While it might seem a little crazy, we strongly recommend that you give it a try.</li>
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{{/List}}
  
<li>'''{{Link|general purpose|Use a Really Good Rewards Credit Card for All Your Purchases}}'''. Unless you have a problem with credit, it takes almost no effort to upgrade your current credit card, use it as frequently as possible, and slowly and surely build up rewards over the course of the year. If you aren't going to be collecting signup bonuses, at least do this.</li>
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If you are willing to invest more effort, you can use more advanced strategies to boost the rewards you earn from your credit card spending.  
  
<li>'''[[303|(advanced) Optimize Rewards by Using Different cards for Different Purchases]]'''. Different credit cards offer bonus rewards on different categories of spending. If you are willing to make the extra effort, you can boost the rewards you earn by using cards that offer good bonus reward rates.</li>
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{{TileList}}
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{{TileItem|optimize rewards|Optimize Rewards by Using Different cards for Different Purchases}} Many credit cards offer bonus rewards on different categories of spending. If you are willing to deal with a handful of cards, you can boost your rewards by using different cards for grocery, restaurant, travel, and other spending categories.  
  
<li>'''[[305|(advanced) Advanced Bonus Category Options]]'''. With more effort you can optimize your rewards even further by taking advantage of "Pick Your Own Category", "Rotating Category", and gift cards.</li>
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{{TileItem|advanced optimization|Boost your rewards with "Pick Your Own Category", "Rotating Category" and Gift Cards}} By putting in even more effort, you can take advantage of some specialized cards to earn 5-10% in credit card rewards over a wider range of purchases.
  
<li>'''(advanced) Add on additional rewards and discounts'''. You can further boost your rewards and savings by taking advantage of shopping portals, dining programs, card-linked offers, discounted gift cards, and promotion codes.<br/>'''{{link|dining programs|Dining Programs}} — {{link|shopping programs|Shopping Programs}} — {{Link|Shopping Portals|Shopping Portals}} —  Discounted Gift Cards.'''</li>
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{{TileImage|306}}
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'''Add on additional rewards and discounts'''. You can further boost your rewards and savings by taking advantage of shopping portals, dining programs, and other card-linked offers.<br/>'''{{link|dining programs|Dining Programs}} — {{link|shopping programs|Shopping Programs}} — {{Link|Shopping Portals|Shopping Portals}}'''
  
<li>'''{{Link|manufactured spending|(expert) Manufactured Spending}}'''. Advanced reward point enthusiasts generate large amounts of extra points by taking advantage of opportunities to generate additional credit card spending, without really spending any "real" money (other than some fees). Most of these approaches require lots of research and effort, are only for advanced travel hackers, and aren't covered in depth on this site.</li>
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{{TileItem|manufactured spending|Manufactured Spending (expert)}} Advanced points enthusiasts generate large amounts of extra points by taking advantage of opportunities to generate additional credit card spending, without really spending any "real" money (other than some fees). Most of these approaches require lots of research and effort, are only for advanced travel hackers, and aren't covered in depth on this site.
</ul>
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{{/List}}
  
=== From Your Actual Travel ===
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=== From Your Travel ===
  
Its always worth making the small amount of extra effort to earn points from your flights, hotel stays, and car rentals. You may not earn very many points for each trip, but they will gradually build up over time. And tools like AwardWallet make it easy for you to remember and manage your loyalty accounts.
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Its always worth making the small amount of extra effort to earn points from your flights, hotel stays, and car rentals. If you don't, you are essentially throwing away free points. While you may not always earn very many points, they will gradually build up over time. And a tool called AwardWallet makes it simple to deal with large numbers of loyalty programs.
  
<ul class="bulletlist">
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{{TileList}}
<li>'''{{Link|consolidate miles}}'''. You should be earning airline miles on all your flights with only a small-number of frequent flyer accounts.</li>
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{{TileItem|consolidate miles|From Your Flights}} It is easy to earn airline miles from almost all your flights. And rather than having them spread across lots of programs, you can usually consolidate them into only a small number of frequent flyer accounts.
  
<li>'''{{Link|join hotel programs|Always Signup for Hotel Loyalty Programs Before You Stay}}'''. You won't just earn points, you'll usually gain access to lower "member" rates and a few special benefits.</li>
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{{TileItem|earn hotel points|From Your Hotel Stays}} You should always sign up for the hotel's loyalty program before your stay. You won't just earn some potentially valuable reward points, you'll gain access to lower "member" rates and a few extra benefits. It only takes a minute and will save you time and money over the long run.
  
<li>'''{{Link|awardwallet}}'''. It eliminates most of the effort of remembering and managing your loyalty program accounts</li>
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{{TileItem|awardwallet|Manger Your Loyalty Accounts with AwardWallet}} AwardWallet is free service that eliminates most of the effort of remembering and managing your loyalty program accounts.
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{{/List}}
</ul>
 
  
=== Buying the Points You Need ===
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=== Buying Points ===
  
If you only need a small amount of additional points to book award travel or you find a particularly lucrative award opportunity, it can make sense to simply buy the points you need for a free trip. If you buy most of the points, you aren't really earning free travel, but you are potentially getting a substantial discount on the normal price.  
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If you only need a small amount of additional points to book award travel or you find a particularly lucrative award opportunity, it can make sense to simply buy the points you need for a free trip. Don't think of it as free travel, think of it as a way to get a substantial discount on the normal cash price.  
  
 
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{{Tile|signup bonuses}}
 
{{Tile|signup bonuses}}
 
{{Tile|best offers}}
 
{{Tile|best offers}}
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{{Tile|payment services}}
 
{{Tile|point values}}
 
{{Tile|point values}}
 
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<br/><center>
 
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{{Tile|general purpose|General Purpose}}
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{{Tile|travel spending|Travel}}
 
{{Tile|travel spending|Travel}}
 
{{Tile|restaurant spending|Restaurants}}
 
{{Tile|restaurant spending|Restaurants}}
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{{Tile|store spending|Retail Shopping}}
 
{{Tile|store spending|Retail Shopping}}
 
{{Tile|uncommon categories|Other...}}
 
{{Tile|uncommon categories|Other...}}
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{{Tile|quarterly categories}}
 
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{{Tile|thankyou}}
 
{{Tile|thankyou}}
 
{{Tile|venture points}}
 
{{Tile|venture points}}
{{Tile|diners club}}
 
{{Tile|amtrak}}
 
 
</center>
 
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{{/Main|Article}}  
 
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{{/Page|Article}}
 
{{/Page|Article}}

Latest revision as of 13:55, 13 June 2021

  HomeCredit Card Reference


The ultimate travel hack is "free travel". That starts with earning lots of frequent flyer miles, hotel points, and credit card rewards.

Everyone can easily earn enough reward points for free hotel nights and frequent flyer tickets. With a little bit of effort, you can easily earn enough reward points for multiple free airplane tickets and hotel stays each year.


From Credit Cards

Unless you travel frequently for work, travel and reward credit cards are the key to unlocking significant amounts of "free" travel. Most people can earn a lot more frequent flyer miles and hotel points from credit cards than they can just from their actual trips.

Unless you have trouble handling credit, we strongly recommend that you take advantage of one or both of our basic credit card strategies:

CreditCards1.jpg
Collect Credit Card Signup Bonuses.. Collecting credit card signup bonuses is the easiest way to earn really large quantities of points (which you can use for free hotel nights, airplane tickets, and other travel expenses). While it might seem a little crazy, we strongly recommend that you give it a try.
CreditCardMachine.jpg
Use a Really Good Rewards Credit Card for All Your Purchases. It takes almost no effort to upgrade your current credit card, use it as frequently as possible, and steadily earn travel rewards over the course of the year. If you aren't going to collect signup bonuses, you should at least do this.

If you are willing to invest more effort, you can use more advanced strategies to boost the rewards you earn from your credit card spending.

ChooseCard.jpg
Optimize Rewards by Using Different cards for Different Purchases. Many credit cards offer bonus rewards on different categories of spending. If you are willing to deal with a handful of cards, you can boost your rewards by using different cards for grocery, restaurant, travel, and other spending categories.
WalletandCards.jpg
Boost your rewards with "Pick Your Own Category", "Rotating Category" and Gift Cards. By putting in even more effort, you can take advantage of some specialized cards to earn 5-10% in credit card rewards over a wider range of purchases.
PercentDevice.jpg

Add on additional rewards and discounts. You can further boost your rewards and savings by taking advantage of shopping portals, dining programs, and other card-linked offers.
Dining ProgramsShopping ProgramsShopping Portals

GiftCardRack3.jpg
Manufactured Spending (expert). Advanced points enthusiasts generate large amounts of extra points by taking advantage of opportunities to generate additional credit card spending, without really spending any "real" money (other than some fees). Most of these approaches require lots of research and effort, are only for advanced travel hackers, and aren't covered in depth on this site.

From Your Travel

Its always worth making the small amount of extra effort to earn points from your flights, hotel stays, and car rentals. If you don't, you are essentially throwing away free points. While you may not always earn very many points, they will gradually build up over time. And a tool called AwardWallet makes it simple to deal with large numbers of loyalty programs.

FrequentFlyerCards.jpg
From Your Flights. It is easy to earn airline miles from almost all your flights. And rather than having them spread across lots of programs, you can usually consolidate them into only a small number of frequent flyer accounts.
MarriottBonvoy.jpg
From Your Hotel Stays. You should always sign up for the hotel's loyalty program before your stay. You won't just earn some potentially valuable reward points, you'll gain access to lower "member" rates and a few extra benefits. It only takes a minute and will save you time and money over the long run.
AwardWallet.jpg
Manger Your Loyalty Accounts with AwardWallet. AwardWallet is free service that eliminates most of the effort of remembering and managing your loyalty program accounts.

Buying Points

If you only need a small amount of additional points to book award travel or you find a particularly lucrative award opportunity, it can make sense to simply buy the points you need for a free trip. Don't think of it as free travel, think of it as a way to get a substantial discount on the normal cash price.

Reference

Signup Bonuses


Best Reward Earning Rates


Guides to Credit Card Point Programs




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