Difference between revisions of "Credit cards with free roadside assistance"

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{{DISPLAYTITLE:{{Title|roadside assistance}} (2021)}}
 
{{seo|description=Get free towing and roadside assistance from a credit card.}}
 
{{seo|description=Get free towing and roadside assistance from a credit card.}}
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Several credit cards offer at least some Roadside Assistance benefits.  
 
Several credit cards offer at least some Roadside Assistance benefits.  
 
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{{ImageX|RoadsideAssistance.jpg|full}}
 
  
 
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Coverage is usually limited to the US and Canada, and usually won’t cover vehicles other than typical passenger cars (and sometimes rental cars). These benefits can be used by cardholders, even when they are not driving their own car.
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Coverage is usually limited to the US and Canada, and usually won’t cover vehicles other than typical passenger cars (and sometimes rental cars). You can use these benefits even when you are not driving your own car.
  
 
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<li>'''Free Roadside Assistance'''. Most premium, and some not-so-premium, credit cards offer FREE roadside assistance. Amex’s “Premium Roadside Assistance” is a benefit of the {{Card|PlatinumCard|only}}, {{Card|goldbiz|only}}, {{Card|PremierRewards|only}}, {{Card|DeltaReserve|only}}, {{Card|HiltonAspire|only}}, and Plum (Business) card.  Chase offers free roadside assistance on the {{Card|SapphireReserve|only}}, discontinued {{Card|Ritz|only}}, {{Card|United|only}}, and {{Card|UnitedClub|only}}. Citibank has a similar benefit on the {{Card|CitiPrestige|only}}.</li>  
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<li>'''Free Roadside Assistance from Chase'''. Some premium, and some not-so-premium, Chase credit cards offer FREE roadside assistance: the {{Card|SapphireReserve|only}}, {{Card|United|only}}, {{Card|UnitedBiz|only}}, {{Card|UnitedClub|only}}, and the discontinued {{Card|Ritz|only}}.</li>  
 
 
If you would normally leave your card at home, make sure to carry around some record of the card number. In the unexpected case that you need to call in for assistance. It is an even better idea to always keep one of these in your wallet.
 
  
There are small differences in the benefits you get from each of these cards. Since you might have access to several of them, use the card that best handles your particular emergency. The Ritz Carlton and United Explorer cards don’t provide coverage when you are within 50 miles of your home.  
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Service includes towing, lockout assistance, installation of an inflated spare tire, jump starts and extra gas. Reimbursement is limited to the first $50 (and up to 2 gallons of gas). Coverage is only available when you are "away from home". The Ritz Carlton and United Explorer cards specifically require you to be at least 50 miles away.  
  
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If you would normally leave your card at home, make sure to carry around some record of the card number, so that you have it, if you need to call in (855-860-7978) for assistance.  
!style="width: 25%;"|
 
!style="width: 25%;"|Amex
 
!style="width: 25%"|Chase
 
!style="width: 25%"|Citi
 
|-
 
|Phone Number
 
|855-431-1156
 
|855-860-7978
 
|866-918-4670
 
|-
 
|Towing
 
|Up to 10 miles
 
|Up to $50
 
|Up to 10 miles
 
|-
 
|Fuel
 
|Up to 2 gallons
 
|Up to 2 gallons
 
|Up to 2 gallons
 
|-
 
|Lockout Assistance
 
|Included
 
|Up to $50
 
|Included
 
|-
 
|Covers rental car
 
|No
 
|No
 
|Yes
 
|-
 
|In Common
 
| colspan="3" |Every program includes lock-out assistance, installation of an inflated spare tire and jump-starts—although Chase has an overall limit of $50 per event.  
 
{{/Table}}
 
  
<li>'''Reduced-fee Assistance'''. All Visa Signature cards offer a roadside assistance benefit, at a pre-negotiated rate of $60 per call. This is usually a lower price than if you had to pay directly. Some Mastercards, and all Diner’s Club cards, have a similar program, but the rates are different, for different services.  Discover cards offer a pre-negotiated rate of $70 per call.</li>  
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<li>'''Reduced-fee Assistance'''. All Visa Signature cards offer a roadside assistance benefit, at a pre-negotiated rate of $70 per call (towing up to 5 miles). This is usually a lower price than if you had to pay directly. Some Mastercards, and all Diner’s Club cards, have a similar program, but the rates are different for different services.</li>  
  
<li>'''Roadside Assistance Hotlines'''. Many other cards, such as all American Express cards that don’t have premium assistance, provide Roadside Assistance hotlines. You can call the customer service number on the back of the car, and they will connect you to a nearby service provider. But, they won't subsidize the price you'll need to pay. </li>
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<li>'''Roadside Assistance Hotlines'''. Many other cards provide Roadside Assistance hotlines. You can call the customer service number on the back of the car and they will connect you to a nearby service provider.  But they haven’t pre-negotiated the price you'll need to pay.</li>
 
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Latest revision as of 01:29, 19 February 2021

  Easy Access to Valuable Travel Benefits

RoadsideAssistance.jpg

Several credit cards offer at least some Roadside Assistance benefits.


Coverage is usually limited to the US and Canada, and usually won’t cover vehicles other than typical passenger cars (and sometimes rental cars). You can use these benefits even when you are not driving your own car.

  • Free Roadside Assistance from Chase. Some premium, and some not-so-premium, Chase credit cards offer FREE roadside assistance: the Sapphire Reserve Card, United Explorer Credit Card, United Explorer Business Card, United Club Credit Card, and the discontinued Ritz Carlton Credit Card.
  • Service includes towing, lockout assistance, installation of an inflated spare tire, jump starts and extra gas. Reimbursement is limited to the first $50 (and up to 2 gallons of gas). Coverage is only available when you are "away from home". The Ritz Carlton and United Explorer cards specifically require you to be at least 50 miles away.

    If you would normally leave your card at home, make sure to carry around some record of the card number, so that you have it, if you need to call in (855-860-7978) for assistance.

  • Reduced-fee Assistance. All Visa Signature cards offer a roadside assistance benefit, at a pre-negotiated rate of $70 per call (towing up to 5 miles). This is usually a lower price than if you had to pay directly. Some Mastercards, and all Diner’s Club cards, have a similar program, but the rates are different for different services.
  • Roadside Assistance Hotlines. Many other cards provide Roadside Assistance hotlines. You can call the customer service number on the back of the car and they will connect you to a nearby service provider.  But they haven’t pre-negotiated the price you'll need to pay.



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