Virgin atlantic credit cards - Revision history

Editor at 21:11, 14 June 2021

2021-06-14T21:11:44Z

Editor at 06:38, 19 February 2021

2021-02-19T06:38:44Z

Editor: Editor moved page Virgin Atlantic Credit Cards to Virgin atlantic credit cards without leaving a redirect

2021-02-19T05:18:01Z

Editor moved page Virgin Atlantic Credit Cards to Virgin atlantic credit cards without leaving a redirect

Editor: /* Collecting the Signup Bonus */

2021-02-17T22:44:00Z

‎Collecting the Signup Bonus

Editor: /* Getting Rid of the Card */

2020-10-24T16:56:59Z

‎Getting Rid of the Card

Editor: /* Bonus Categories */

2020-10-19T19:41:30Z

‎Bonus Categories

Editor: /* Other Notable Benefits */

2020-10-12T23:42:46Z

‎Other Notable Benefits

Editor at 23:40, 12 October 2020

2020-10-12T23:40:06Z

Editor: /* Introduction to Virgin Atlantic Miles */

2020-10-10T22:33:13Z

‎Introduction to Virgin Atlantic Miles

Editor: /* Virgin Atlantic Credit Card Options */

2020-10-07T20:19:00Z

‎Virgin Atlantic Credit Card Options

@@ Line 18: / Line 18: @@
 |Credit=
 |CreditValue=
-|CurrentOffer=60,000 miles ($2,000 initial spend), plus 2,500 miles per authorized cardholder (up to 5,000 miles total).
+|CurrentOffer=30,000 miles ($1,000 initial spend) plus $100 statement credit + up to 5,000 miles for adding authorized cardholders.
 |OfferLink=
 |NormalOffer=

← Older revision		Revision as of 06:38, 19 February 2021
Line 1:		Line 1:
		+	{{DISPLAYTITLE: Virgin Atlantic Credit Cards}}
	{{Page\|card\|BOA cards\|airline cards}}		{{Page\|card\|BOA cards\|airline cards}}

@@ Line 82: / Line 82: @@
 <ul class="bulletlist">
-<li>{{Signup Initial|low}} {{Signup Value|20000|mile|1.2}} That's not bad, but you can only be approved for four Bank of America cards every two years, and there are better signup offers available. </li>
+<li>{{Signup Intro|low}} {{Signup Amount|20,000 Virgin Atlantic miles}} That's not bad, but you can only be approved for four Bank of America cards every two years and there are better signup offers available. </li>
-{{Signup Netvalue|90|0|210}} {{Signup Caveat}}  {{Link|point values}}
+{{Signup Value|210|0|90}} {{Signup Variable|Virgin Atlantic Miles}} {{Link|point values}}
 {{Signup Authorized|5,000}}

@@ Line 121: / Line 121: @@
 === Getting Rid of the Card ===
-{{Cancel Keep Points|Virgin Atlantic miles|miles}}
+<ul class="bulletlist">
-{{Cancel BOA|Virgin Atlantic card}}
+<li>'''If you cancel your card, you may not be able to easily get it back'''. Bank of America limits your ability to get more than 4 cards every 24 months and 3 cards every 12 months. And you can't get one of their cards if you've gotten more than 3 personal credit cards from any bank in the last 12 months (7 cards for BOA banking customers). If you are signing up for bunch of new credit cards, you won't be able to get new Bank of America cards.</li>
 {{/Main|card}}
 {{/Page|card}}

@@ Line 109: / Line 109: @@
 <ul class="bulletlist">
-<li>'''If you aren't aiming for the annual bonus, you are slightly better off making your Virgin Atlantic purchases with a card that earns a high reward rate on all your airfare spending'''. 3x Virgin Atlantic miles are better than what you'd earn from most general-purpose reward cards, but not quite as good as what you'd earn from a card that offers high bonus rewards on airfare spending. For example, you are probably better off earning 3x Ultimate Rewards points with the Sapphire Reserve card, or 3x or 5x Membership Rewards points with on of the Amex cards, which can be turned into Virgin Atlantic miles, and also have the flexibility to be used for other types of award redemptions. {{Link|Travel Spending}}.</li>
+<li>'''If you aren't aiming for the annual bonus, you are slightly better off making your Virgin Atlantic purchases with a card that earns a high reward rate on all your airfare spending'''. 3x Virgin Atlantic miles are better than what you'd earn from most general-purpose reward cards, but not quite as good as what you'd earn from a card that offers high bonus rewards on airfare spending. For example, you are probably better off earning 3x Ultimate Rewards points and receiving travel insurance benefits with the Sapphire Reserve card or 3x or 5x Membership Rewards points with on of the Amex cards. These flexible points can be turned into Virgin Atlantic miles, as well as used for other types of award redemptions. {{Link|Travel Spending}}.</li>
-<li>'''If you are focusing on earning the highest possible annual bonus, you'll be earning an extra .6x miles per dollar'''. If you spend exactly $25,000 on the card, you'd be earning 3.6x miles on Virgin Atlantic purchases, and 2.1x miles on all other purchases.</li>
+<li>'''If you are focusing on earning the highest possible annual bonus, you'll be earning an extra .6x miles per dollar'''. If you spend exactly $25,000 on the card, you'd be earning 3.6x miles on Virgin Atlantic purchases and 2.1x miles on all other purchases.</li>
-<li>'''Even if you can't completely optimize the annual bonus miles, the Virgin Atlantic card is potentially an interesting general-purpose reward card'''. You'll earn 1.5x miles on all your purchases, with a potential to earn some bonus miles. And you'll be earning additional tier points along the way. Of course, if you don't want to concentrate on Virgin Atlantic miles, you should stick with other options; and the Amex Blue for Business card is almost certainly a better option for people who can use business cards. {{Link|General Purpose}}.</li>
+<li>'''Even if you can't completely optimize the annual bonus miles, the Virgin Atlantic card is a potentially interesting general-purpose reward card'''. You'll earn 1.5x miles on all your purchases, with a potential to earn the additional bonus miles. And you'll be earning additional tier points along the way. Of course, if you want more flexibility than you'd get from stockpiling Virgin Atlantic miles, you should stick with other options (and the Amex Blue for Business card is almost certainly a better option for people who can use business cards). {{Link|General Purpose}}.</li>
 <li>'''If you are thinking of using the card for your everyday spending, make sure to get the Black version'''. The White version of the card only earns 1x mile per dollar.</li>
 </ul>
 === Getting Rid of the Card ===

← Older revision	Revision as of 05:18, 19 February 2021
(No difference)

@@ Line 91: / Line 91: @@
 </ul>
-=== Other Notable Benefits ===
+=== Notable Benefits ===
 <ul class="bulletlist">
-<li>'''Up to 15,000 bonus miles per year'''. You'll get 7,500 miles, if you spend at least $15,000 with the card during the year. You'll get the full 15,000 miles, if you spend at least $25,000. That level of spending also qualifies you for the companion certificate described below. Spending is based on your anniversary year. </li>
+<li>'''Up to 15,000 bonus miles per year'''. If you spend at least $15,000 with the card during the year, you'll receive 7,500 miles. If you spend at least $25,000, you'll receive the full 15,000 miles. That level of spending also qualifies you for the companion certificate described below. Spending is based on your anniversary year. </li>
-<li>'''Earns tier points for Virgin Atlantic elite status'''. For every $2,500 you spend, you'll receive 25 tier credits, to help you qualify for elite status. You are capped at earning 50 tier points, in this way, per month. For example, if you spent $25,000 to get the maximum number of annual bonus miles, you'd also earn up to 250 tier points.</li>
+<li>'''Earns tier points for Virgin Atlantic elite status'''. For every $2,500 you spend, you'll receive 25 tier credits to help you qualify for elite status (with a cap of 50 tier points per month). If you spend $25,000 to earn the maximum number of annual bonus miles, you'd can earn up to 250 tier points along the way.</li>
 <li>'''50% companion award certificate (with a $25,000 spending requirement)'''. With the certificate, two people can book award tickets for only 150% of the normal number of miles. This is valid only for coach flights on Virgin Atlantic, not on partner airlines. Both passengers will also still need to pay Virgin Atlantic's exorbitant fess and surcharges. Spending is based on every 12 billing cycles starting when you opened your account.</li>

@@ Line 45: / Line 45: @@
 *[[#Introduction to Virgin Atlantic Miles|Intro to Virgin Atlantic Miles]]
 *[[#Collecting the Signup Bonus|Signup Bonus]]
-*[[#Other Notable Benefits|Other Notable Benefits]]
+*[[#Notable Benefits|Notable Benefits]]
 *[[#Bonus Categories|Bonus Categories]]
 *[[#Getting Rid of the Card|Getting Rid of the Card]]

@@ Line 65: / Line 65: @@
 === Introduction to Virgin Atlantic Miles ===
-Virgin Atlantic's loyalty program is called [//www.virginatlantic.com/us/en/flying-club.html Flying Club].
+Virgin Atlantic's frequent flyer program is called [//www.virginatlantic.com/us/en/flying-club.html Flying Club].
 <ul class="bulletlist">
-<li>'''It can be difficult to get good value, when you use Virgin Atlantic's miles for its own flights'''. If you are flying anywhere except London, you'll need to pay the mileage cost for the flight to London, and then separately from London to your final destination. In addition, Virgin Atlantic charges the highest fuel surcharges of any airline. For economy-class seats, the fees for an award ticket are often very similar to what you would otherwise have to pay for a full cash ticket.</li>
+<li>'''It can be difficult to get good value when you use Virgin Atlantic miles for Virgin Atlantic's own flights'''. If you are flying anywhere except London, you'll need to pay the mileage cost for the flight to London and then separately from London to your final destination. In addition, Virgin Atlantic charges the highest fuel surcharges of any airline. For economy-class seats, the fees for an award ticket are often very similar to what you would otherwise have to pay for a regular cash ticket.</li>
-<li>'''Some awards are cheap enough that they can still be good values'''. Round trip coach fares can require as few as 20,000 points round trip to Europe, compared to a typical cost of 50,000 points. Premium economy start at only 35,000 points, with only slightly higher surcharges.</li>
+<li>'''Some awards are cheap enough that they can still be good values'''. Round trip coach fares can require as few as 20,000 points to London (compared to a typical cost of 50,000 points). Premium economy starts at only 35,000 points, with only slightly higher surcharges.</li>
-<li>'''You can always use your points to fly on one of Virgin's partner airlines'''. They have separate award charts for each partner, including Delta, Singapore, Air New Zealand, Virgin Australia, South Africa, ANA, Jet Airways, Air China, Hawaiian, and SAS. There are some good deals when you redeem points on these partners. </li>
+<li>'''As an alternative, you can use your points to fly on one of Virgin Atlantic's partner airlines'''. They have separate award charts for each partner, including Delta, Singapore, Air New Zealand, Virgin Australia, South Africa, ANA, Jet Airways, Air China, Hawaiian, and SAS. There are some good deals when you redeem points on these partners. </li>
-<li>'''On Delta, you can typically fly for the same number of miles as Delta would charge for the same flight'''. For most flights on Delta, Virgin Atlantic points are somewhat equivalent to Delta points, except you can earn them much faster.</li>
+<li>'''Prices for Delta flights are around the same number as'''. For most flights on Delta, Virgin Atlantic points are somewhat equivalent, except you can earn them much faster.</li>
 </ul>

@@ Line 57: / Line 57: @@
 <ul class="checklist">
-<li>'''Black'''. This is the normal version of the card and makes the most sense for people who want to use the card for their spending, as well as people who just want the card for its signup bonus.</li>
+<li>'''Black'''. This is the normal version of the card and makes the most sense for people who want to use the card for their spending, as well as people who just want the card for its signup bonus. [//www.bankofamerica.com/credit-cards/products/virgin-atlantic-credit-card/ Bank of America Webpage]. [//www.virginatlantic.com/us/en/flying-club/credit-card.html Virgin Atlantic Webpage]. [//www.uscreditcardguide.com/boa-virgin-atlantic-vs-credit-card/#Historical_Offers_Chart Signup Bonus Chart].</li>
 <li>'''White'''. The White version of the card has an annual fee of $50, instead of $90, and a normal signup bonus of 12,500 miles, rather than 20,000 miles. It caps the annual bonus points at 7,500, rather than 15,000, doesn't earn the extra .5x miles on everyday purchases, and doesn't earn tier points.  Most people are better off spending the extra $40 for the Black card. [//www.virginatlantic.com/us/en/flying-club/credit-card/white-card.html Virgin Atlantic Webpage].</li>