Template:Pick a Category Cards - Revision history

Editor: /* Available categories */

2021-06-10T23:37:53Z

‎Available categories

2021-06-10T23:35:24Z

‎Available "Pick your category" cards

2021-06-10T23:34:47Z

‎Available "Pick your category" cards

2021-02-16T19:32:17Z

‎Available categories

2021-02-16T19:27:50Z

‎Available categories

2021-02-16T19:26:36Z

‎Available categories

2021-02-16T19:23:25Z

‎Available "Pick your category" cards

2021-02-13T06:39:34Z

‎Available "Pick your category" cards

2021-01-11T03:39:52Z

‎Available "Pick your category" cards

2021-01-11T03:38:58Z

‎"Pick your category" card options

@@ Line 29: / Line 29: @@
 ==== Available categories ====
-{{Table|left|6in}}
+{{Table|left|8in}}
-!style="width: 33%;"|U.S. Bank Cash+<br/>(Choose Two)
+!style="width: 25%;"|U.S. Bank Cash+<br/>(Choose Two)
-!style="width: 34%;"|BOA Cash<br/>(Choose One)
+!style="width: 25%;"|Citi Cash<br/>(Choose One)
-!style="width: 33%;"|Venmo<br/>{Focus on One)
+!style="width: 25%;"|BOA Cash<br/>(Choose One)
 |-
 |Ground transportation
@@ Line 57: / Line 58: @@
 Movie theaters
 |Online shopping

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 {{CardItem|CitiCash}}
-'''The Citi Custom Cash Card has the highest potential reward rate of any pick your own category card'''. It earns 5x ThankYou points which normally would only be worth 5%. However, if you have the Citi Premier or Prestige Card, you can convert the points to airline miles. In that case, we value the points at {{Value|TY}} cents each, which works out to {{Value|TY|5}}%. If you have the Citi Rewards+ Card, you'll get a 10% boost on your redemptions, making the points worth even more.
+'''The Citi Custom Cash Card has the highest potential reward rate of any pick your own category card'''. It earns 5x ThankYou points which normally would only be worth 5%. However, if you also have the Citi Premier or Prestige Card, you can convert the points to airline miles. In that case, we value the points at {{Value|TY}} cents each, which works out to {{Value|TY|5}}%. And if you have the Citi Rewards+ Card, you'll get a 10% boost on your redemptions, making the points worth even more.
 Unlike most of the other cards, you don't need to choose a category each billing period. Instead, your top eligible category is chosen automatically. Bonus rewards are capped to $500 spending per statement period and it is hard to use less common categories to maximize your rewards.

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 {{CardItem|CashPlus}}
 '''The U.S. Bank Cash Plus Card is the "standard" pick your own category card'''. It has been around for the longest, is available throughout the whole country, and unlike the other cards, it allows you to choose two categories, instead of one. It earns 5% cash back, capped to $2,000 of bonus category spending each quarter. Inconveniently, U.S. Bank forces you to re-select your categories every quarter and you won't earn bonus rewards on those categories until you do so. No annual fee.
 {{CardItem|BOACash}}

@@ Line 63: / Line 63: @@
 Gas
-|Bills & Utilities
+|Telecom, Streaming, Subscriptions & Utilities
 Health & Beauty

@@ Line 24: / Line 24: @@
 ==== Available categories ====
-{{Table|left|4in}}
+{{Table|left|6in}}
 !style="width: 33%;"|U.S. Bank Cash+<br/>(Choose Two)
 !style="width: 34%;"|BOA Cash<br/>(Choose One)

@@ Line 7: / Line 7: @@
 {{CardItem|BOACash}}
 '''If you can keep $100,000 of investment or retirement money at Merrill Lynch, the Bank of America Cash Rewards Card is another good option'''. Normally, it earns 3% on your choice of categories. But, if you have a total of $100,000 or more in combined assets at Merrill Lynch and Bank of America, you'll receive "Platinum Honors" status in their Preferred Rewards program and get a 75% bonus on your credit card reward points. This increases the effective reward rate to 5.25%. The Cash Rewards Card has a higher quarterly limit ($2,500 of spending) and is the only "pick your own category card" that lets you change your category every month, instead of every quarter. But many people just keep it locked to "online shopping" to earn bonus points on everything they buy online. No annual fee.
 {{CardItem|Vantage}}

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 ==== Available "Pick your category" cards ====
-<br/>
 {{List|Card}}
 {{CardItem|CashPlus}}