Sapphire credit cards - Revision history

Editor: /* Other Notable Benefits */

2021-10-27T19:24:56Z

‎Other Notable Benefits

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‎Other Notable Benefits

Editor at 17:45, 1 October 2021

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Editor at 17:44, 1 October 2021

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Editor at 19:01, 10 September 2021

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2021-08-11T06:50:29Z

‎Bonus Categories

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‎Other Notable Benefits

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‎Other Notable Benefits

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← Older revision		Revision as of 19:24, 27 October 2021
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	<li>'''sbe Hotel benefits'''. When you pay for one of the small number of sbe hotels (Delano, SLS, Mondrian, etc.) with your Sapphire Reserve card, you get your fourth night free, continental breakfast, free Wi-Fi, the possibility of an upgrade or late checkout, and a $30 hotel credit towards food. You'll need to book through a [//partners.sbe.com/chasesapphire/ special site]. You can probably find lower rates elsewhere, so you'll need to check to see if the benefits are enough to offset any difference in price.</li>		<li>'''sbe Hotel benefits'''. When you pay for one of the small number of sbe hotels (Delano, SLS, Mondrian, etc.) with your Sapphire Reserve card, you get your fourth night free, continental breakfast, free Wi-Fi, the possibility of an upgrade or late checkout, and a $30 hotel credit towards food. You'll need to book through a [//partners.sbe.com/chasesapphire/ special site]. You can probably find lower rates elsewhere, so you'll need to check to see if the benefits are enough to offset any difference in price.</li>
−
−
	</ul>		</ul>

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 <li>'''Car rental elite status'''. Like all other Visa Infinite cards, your card entitles you to elite status with National car rental. {{Link|rental elite status}}.</li>
 {{Benefit TSA|four}}
 <li>'''sbe Hotel benefits'''. When you pay for one of the small number of sbe hotels (Delano, SLS, Mondrian, etc.) with your Sapphire Reserve card, you get your fourth night free, continental breakfast, free Wi-Fi, the possibility of an upgrade or late checkout, and a $30 hotel credit towards food. You'll need to book through a [//partners.sbe.com/chasesapphire/ special site]. You can probably find lower rates elsewhere, so you'll need to check to see if the benefits are enough to offset any difference in price.</li>
 </ul>

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 <ul class="simplelist">
-*You can "cash out" your Ultimate Rewards points by using them to offset restaurant, charity Airbnb, Away Luggage, and annual fee payments. If you have the Sapphire Reserve, you'll get 1.5 cents per point. For example, you could spend $600 at restaurants and then use 40,000 Ultimate Rewards points to erase the charges. If you might ordinarily use your points to purchase travel through the Chase website, it would be a better deal to "cash out" now and then use the cash to purchase travel later. You'll need to go online and apply your points to specific purchases. But if you are likely to save your points to use for Hyatt hotel nights or frequent flyer tickets, it is better to hold onto your points. This "Pay Yourself Back"  benefit is available till the end of March, 2022. [//media.chase.com/news/pay-yourself-back-feature-new-options-to-redeem-ultimate-rewards Announcement].
+<li>You can "cash out" your Ultimate Rewards points by using them to offset restaurant, charity Airbnb, Away Luggage, and annual fee payments. If you have the Sapphire Reserve, you'll get 1.5 cents per point. For example, you could spend $600 at restaurants and then use 40,000 Ultimate Rewards points to erase the charges. If you might ordinarily use your points to purchase travel through the Chase website, it would be a better deal to "cash out" now and then use the cash to purchase travel later. You'll need to go online and apply your points to specific purchases. But if you are likely to save your points to use for Hyatt hotel nights or frequent flyer tickets, it is better to hold onto your points. This "Pay Yourself Back"  benefit is available till the end of March, 2022. [//media.chase.com/news/pay-yourself-back-feature-new-options-to-redeem-ultimate-rewards Announcement].</li>
 Sapphire Preferred customers only get 1.25 cents per point (just as with purchases made through Chase Travel) and can't offset dining purchases. If you are planning to cash out a significant number of points, you are best off temporarily upgrading to the Sapphire Reserve.
-* The Sapphire Reserve's renewal fee has temporarily dropped to old rate of $495.
+<li>The Sapphire Reserve's renewal fee has temporarily dropped to old rate of $495.</li>
 </ul>
 {{/Box}}

@@ Line 78: / Line 78: @@
 <ul class="simplelist">
-*You can "cash out" your Ultimate Rewards points by using them to offset grocery store, restaurant, and home improvement purchases. If you have the Sapphire Reserve, you'll get 1.5 cents per point. If you have the Sapphire Preferred, you get 1 cent per point.  For example, you could spend $600 at restaurants and then use 40,000 Ultimate Rewards points to erase the charges. If you might ordinarily use your points to purchase travel through the Chase website, it would be a better deal to "cash out" now and then use the cash to purchase travel later. You'll need to go online and apply your points to specific purchases. But if you are likely to save your points to use for Hyatt hotel nights or frequent flyer tickets, it is better to hold onto your points. This "Pay Yourself Back"  benefit is available till the end of September. [//media.chase.com/news/pay-yourself-back-feature-new-options-to-redeem-ultimate-rewards Announcement].
+*You can "cash out" your Ultimate Rewards points by using them to offset restaurant, charity Airbnb, Away Luggage, and annual fee payments. If you have the Sapphire Reserve, you'll get 1.5 cents per point. For example, you could spend $600 at restaurants and then use 40,000 Ultimate Rewards points to erase the charges. If you might ordinarily use your points to purchase travel through the Chase website, it would be a better deal to "cash out" now and then use the cash to purchase travel later. You'll need to go online and apply your points to specific purchases. But if you are likely to save your points to use for Hyatt hotel nights or frequent flyer tickets, it is better to hold onto your points. This "Pay Yourself Back"  benefit is available till the end of March, 2022. [//media.chase.com/news/pay-yourself-back-feature-new-options-to-redeem-ultimate-rewards Announcement].
 * The Sapphire Reserve's renewal fee has temporarily dropped to old rate of $495.

@@ Line 16: / Line 16: @@
 |FTF=No
 |Credit=A $300 annual travel credit lowers the effective annual fee on the Sapphire Reserve to $250. A set of DoorDash credits can lower it further. A $50 annual hotel credit lowers the effective annual fee on the Sapphire Preferred
-|CurrentOffer=Sapphire Preferred: 100,000 Ultimate Rewards points ($4,000 initial spend). Waived annual fee and $50 credit available in-branch.
+|CurrentOffer=Sapphire Preferred: 100,000 Ultimate Rewards points ($4,000 initial spend). Waived annual fee available in-branch.
 Sapphire Reserve: 60,000 Ultimate Rewards points ($4,000 initial spend). A 70,000 point offer is available in-branch.

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 <ul class="bulletlist">
-<li>'''The Sapphire Reserve and Preferred earn great rewards on restaurant spending'''. While you can earn the same rate with the no-annual-fee Freedom Flex or Freedom Unlimited Cards, you'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred to be able to transfer your points to partners, so no matter how you do it, you can earn 3x Ultimate Rewards points per dollar. If you have the Sapphire Preferred, you should use it, to get the extra 10% anniversary point bonus. However, if you are comfortable using your points for frequent flyer tickets, you can earn higher rewards with the Amex Gold Card (or discontinued Citi Prestige Card). {{Link|restaurant spending}}.</li>
+<li>'''The Sapphire Reserve and Preferred earn great rewards on restaurant spending'''. While you can earn the same rate with the no-annual-fee Freedom Flex or Freedom Unlimited Cards, you'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred to be able to transfer your points to partners, so no matter how you do it, you can earn 3x Ultimate Rewards points per dollar. If you have the Sapphire Preferred, you should use it, to get the extra .1 point anniversary bonus. However, if you are comfortable using your points for frequent flyer tickets, you can earn higher rewards with the Amex Gold Card (or discontinued Citi Prestige Card). {{Link|restaurant spending}}.</li>
 <li>'''Either card is also great for airfare purchases'''. If you purchase through Chase, you'll earn 5x Ultimate Rewards points per dollar (as with the Freedom Unlimited and Freedom Flex Card). If you purchase directly from the airline, you'll earn 3x points with the Sapphire Reserve and 2x points with the Sapphire Preferred. Either way, you'll get great travel protections. A potentially better option is to earn 5x Membership Rewards on airfare purchased directly with the airline using the Amex Platinum card (but with slightly less valuable travel insurance). {{Link|travel spending}}.</li>

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 === Other Notable Benefits ===
-The Sapphire Reserve has the following extra benefits:
+The '''Sapphire Reserve''' has the following extra benefits:
 <ul class="bulletlist">
@@ Line 174: / Line 174: @@
 </ul>
-The Sapphire Preferred offers the following unique benefit:
+The '''Sapphire Preferred''' offers the following unique benefit:
 <ul class="bulletlist">
-<li>'''10% Anniversay point bonus'''. When you renew your card, you'll receive an extra .1 Ultimate Rewards per dollar for the money you spent over the course of the year.</li>
+<li>'''10% Anniversary point bonus'''. When you renew your card, you'll receive an extra .1 Ultimate Rewards per dollar for the money you spent over the course of the year.</li>
 </ul>
-Both Cards have include the following benefits:
+'''Both cards''' have include the following benefits:
 <ul class="bulletlist">

← Older revision		Revision as of 06:49, 11 August 2021
Line 172:		Line 172:

	<li>'''sbe Hotel benefits'''. When you pay for one of the small number of sbe hotels (Delano, SLS, Mondrian, etc.) with your Sapphire Reserve card, you get your fourth night free, continental breakfast, free Wi-Fi, the possibility of an upgrade or late checkout, and a $30 hotel credit towards food. You'll need to book through a [//partners.sbe.com/chasesapphire/ special site]. You can probably find lower rates elsewhere, so you'll need to check to see if the benefits are enough to offset any difference in price.</li>		<li>'''sbe Hotel benefits'''. When you pay for one of the small number of sbe hotels (Delano, SLS, Mondrian, etc.) with your Sapphire Reserve card, you get your fourth night free, continental breakfast, free Wi-Fi, the possibility of an upgrade or late checkout, and a $30 hotel credit towards food. You'll need to book through a [//partners.sbe.com/chasesapphire/ special site]. You can probably find lower rates elsewhere, so you'll need to check to see if the benefits are enough to offset any difference in price.</li>
		+	</ul>
		+
		+	The Sapphire Preferred offers the following unique benefit:
		+
		+	<ul class="bulletlist">
		+	<li>'''10% Anniversay point bonus'''. When you renew your card, you'll receive an extra .1 Ultimate Rewards per dollar for the money you spent over the course of the year.</li>
	</ul>		</ul>

@@ Line 191: / Line 191: @@
 <ul class="bulletlist">
-<li>'''The Sapphire Reserve and Preferred earn great rewards on restaurant spending'''. While you can earn the same rate with the no-annual-fee Freedom Flex or Freedom Unlimited Cards, you'll need the Sapphire Reserve or Sapphire Preferred to be able to transfer your points to partners, so no matter how you do it, you can earn 3x Ultimate Rewards points per dollar. However, if you are comfortable using your points for frequent flyer tickets, you can earn higher rewards with the Amex Gold Card (or discontinued Citi Prestige Card). {{Link|restaurant spending}}.</li>
+<li>'''The Sapphire Reserve and Preferred earn great rewards on restaurant spending'''. While you can earn the same rate with the no-annual-fee Freedom Flex or Freedom Unlimited Cards, you'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred to be able to transfer your points to partners, so no matter how you do it, you can earn 3x Ultimate Rewards points per dollar. If you have the Sapphire Preferred, you should use it, to get the extra 10% anniversary point bonus. However, if you are comfortable using your points for frequent flyer tickets, you can earn higher rewards with the Amex Gold Card (or discontinued Citi Prestige Card). {{Link|restaurant spending}}.</li>
-<li>'''Either card is also great for airfare purchases'''. If you purchase through Chase, you'll earn 5x Ultimate Rewards points per dollar. If you purchase directly from the airline, you'll earn 3x points with the Sapphire Reserve and 2x points with the Sapphire Preferred. Either way, you'll get great travel protections. A potentially better option is to earn 5x Membership Rewards on airfare purchased directly with the airline using the Amex Platinum card (but with slightly less valuable travel insurance). {{Link|travel spending}}.</li>
+<li>'''Either card is also great for airfare purchases'''. If you purchase through Chase, you'll earn 5x Ultimate Rewards points per dollar (as with the Freedom Unlimited and Freedom Flex Card). If you purchase directly from the airline, you'll earn 3x points with the Sapphire Reserve and 2x points with the Sapphire Preferred. Either way, you'll get great travel protections. A potentially better option is to earn 5x Membership Rewards on airfare purchased directly with the airline using the Amex Platinum card (but with slightly less valuable travel insurance). {{Link|travel spending}}.</li>
 <li>'''The Sapphire Reserve offers the most valuable rewards on other types of travel spending'''. It earns 3x Ultimate Rewards on a very broad range of travel purchases. The Sapphire Preferred earns a considerably less valuable 2x Ultimate Rewards per dollar. You can boost your rewards even further by purchasing hotels and car rentals through the Chase travel website, rather than through other sites. However, you are likely to pay a higher price through Chase than you can receive through other websites and you won't be able to participate with the hotel's loyalty program. So this often won't be worthwhile. </li>
 <li>'''If you are willing and able to get a business card and you aren't interested in free lounge access or the other benefits of the Sapphire Reserve, you could get the Ink Preferred, instead of one of the Sapphire Cards'''. You could then use your Freedom Unlimited for Restaurants and travel purchased through Chase and your Ink Preferred for 3x Ultimate Rewards on other types of travel.</li>
 <li>'''The Sapphire cards earn fantastic rewards on Lyft spending'''. With the Sapphire Reserve, you'll earn 10x Ultimate Rewards per dollar, valued at {{Value|UR|10}} cents per dollar. With the Sapphire Preferred  (or all Ink and Freedom cards), you'll get 5x points, worth {{Value|UR|5}} cents per dollar. In addition, you can get your Lyft Pink discount, [//hiltonhonorslyft.com/hiltonhonorslyft?locale=en-US 3x Hilton Honors points], and [//www.deltalyft.com/ 1-2x Delta miles] (which is all available regardless of what credit card you use).</li>