Rakuten card - Revision history

Editor at 06:53, 19 February 2021

2021-02-19T06:53:27Z

Editor: Editor moved page Rakuten Card to Rakuten card without leaving a redirect

2021-02-19T05:04:34Z

Editor moved page Rakuten Card to Rakuten card without leaving a redirect

Editor: /* Bonus Categories */

2020-10-18T22:36:24Z

‎Bonus Categories

Editor at 22:28, 18 October 2020

2020-10-18T22:28:11Z

Editor at 21:54, 1 October 2020

2020-10-01T21:54:14Z

Editor: /* Other Notable Benefits */

2020-10-01T21:53:46Z

‎Other Notable Benefits

Editor: /* Other Notable Benefits */

2020-10-01T21:53:25Z

‎Other Notable Benefits

Editor: /* Bonus Rewards */

2020-10-01T21:51:26Z

‎Bonus Rewards

Editor: /* Choose Your Own Categories */

2020-10-01T21:49:57Z

‎Choose Your Own Categories

Editor: /* Collecting the Signup Bonus */

2020-10-01T21:36:46Z

‎Collecting the Signup Bonus

← Older revision		Revision as of 06:53, 19 February 2021
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		+	{{DISPLAYTITLE: Rakuten Card}}
	{{Page\|card\|credit card list}}		{{Page\|card\|credit card list}}

@@ Line 56: / Line 56: @@
 === Bonus Categories ===
-The reason to get this card is to earn bonus rewards on some of your online purchases.
+The reason to get this card is to earn 3 Membership Reward points (or 3% cashback) on many of your online purchases.
 <ul class="bulletlist">
-<li>'''Rakuten operates one of the best and most popular shopping portals'''. Anyone can visit their site and click to visit the store they want to shop at (rather than going directly to the store's website), to earn extra rewards on their purchases. The stores pay Rakuten an "affiliate marketing" fee and Rakuten passes some of that back to you. Rakuten also provides in-store cash back offers in some stores (that you link to your credit card) and a hotel and travel reservation service.</li>
+<li>'''Rakuten operates one of the best and most popular online shopping portals'''. When you click through their site to visit the store you want to shop at (rather than going directly to the store's website), you'll earn extra rewards on your purchases. Many online stores pay Rakuten an "affiliate marketing" fee and Rakuten passes some of that back to you. You can also earn rewards through their in-store cash back offers at some stores (that you link to your credit card) and their travel reservation service.</li>
-<li>'''When you sign up for your Rakuten account, you can choose to earn cash back or Membership Rewards points'''. If you are willing to invest the effort to use your points for frequent flyer tickets, Membership Rewards points are more valuable. We value them at {{Value|MR}} cents each.  In other words, if Macy's is offering 4% cash back, you can set up your account to earn 4x Membership Rewards points instead.</li>
+<li>'''When you sign up for your Rakuten account, you can choose to earn cashback or Membership Rewards points'''. If you are willing to invest the effort to use your points for frequent flyer tickets, Membership Rewards points are more valuable. We value them at {{Value|MR}} cents each.  In other words, if Macy's is offering 4% cash back, you can set up your account to earn 4x Membership Rewards points instead.</li>
-<li>'''The Rakuten card only earn bonus rewards for purchases made through the Rakuten shopping portal'''. You'll earn an additional 3x MR or 3% cash back on top of the normal shopping portal rewards. Unless the store belongs to one of your other card's bonus categories or you are a Bank of America Platinum Honors customer using the BOA Cash Rewards card, the Rakuten Card offers the highest rewards on online shopping. If you go directly to the store or use a different portal, you'll only earn the base reward rate of 1% or 1x MR.</li>
+<li>'''The Rakuten credit card only earn bonus rewards for purchases made through the Rakuten shopping portal'''. You'll earn an additional 3x MR or 3% cash back on top of the normal shopping portal rewards. In our Macy's example, if you shop through the portal and pay with your Rakuten card, you'd earn 7x MR or 7% cashback on your qualifying purchases.</li>
-<li>'''You can't take advantage of 3x MR rewards on all your online purchases'''.</li>
+<li>'''You won't earn 3x rewards on all your online purchases'''.</li>
 <ul>
-* Some websites don't participate in the Rakuten shopping portal. For those stores, there is no way to earn the bonus credit card rewards.
+* Some websites don't participate in the Rakuten shopping portal. For those stores, there is no way to earn the extra bonus credit card rewards.
 * Some websites offer better rewards on other shopping portals. If you shop through Rakuten, you'll earn some extra rewards from the credit card, but you'll miss out on some rewards you could have earned from another shopping portal. It might be better to use your general-purpose reward card through the other site.
 * Sometimes your purchases don't track correctly (or are excluded in the fine print) and you won't earn either the expected shopping portal rewards or the extra credit card rewards.

@@ Line 41: / Line 41: @@
 {{TOC|All}}
 *[[#Collecting the Signup Bonus|Signup Bonus]]
-*[[#Bonus Rewards|Bonus Rewards]]
+*[[#Notable Benefits|Notable Benefits]]
-*[[#Other Notable Benefits|Other Notable Benefits]]
+*[[#Bonus Categories|Bonus Categories]]
 {{/TOC}}
@@ Line 50: / Line 50: @@
 '''The normal signup bonus is only $10''' on your first purchase. Its better than nothing, but not the reason you would get the card.
-=== Bonus Rewards ===
+=== Notable Benefits ===
 The reason to get this card is to earn bonus rewards on some of your online purchases.
@@ Line 70: / Line 74: @@
 {{Bonus Everyday}}
 </ul>
 {{/Main|card}}
 {{/Page|card}}

@@ Line 41: / Line 41: @@
 {{TOC|All}}
 *[[#Collecting the Signup Bonus|Signup Bonus]]
-*[[#Choose Your Own Categories|Choose Your Own Categories]]
+*[[#Bonus Rewards|Bonus Rewards]]
 *[[#Other Notable Benefits|Other Notable Benefits]]
 {{/TOC}}

@@ Line 73: / Line 73: @@
 === Other Notable Benefits ===
-<ul class="bulletlist">
+The Rakuten Card is one of the few credit cards that still offers the full complement of shopping protections: Price Protection, Return Protection, Extended Warranty, and Purchase Protection.
 {{/Main|card}}
 {{/Page|card}}

← Older revision	Revision as of 05:04, 19 February 2021
(No difference)

@@ Line 74: / Line 74: @@
 <ul class="bulletlist">
-{{Benefit Signature}}
+The Rakuten Card is one of the few credit cards that still offers the full complement of shopping protections: Price Protection, Return Protection, Extended Warranty, and Purchase Protection. s
 </ul>

@@ Line 48: / Line 48: @@
 === Collecting the Signup Bonus ===
-'''There is normally no signup bonus'''. However, they are currently offering a $150 bonus ($500 initial spending requirement). This is about as good of a signup bonus that you are likely to get for this card.
+'''The normal signup bonus is only $10''' on your first purchase. Its better than nothing, but not the reason you would get the card.
 === Choose Your Own Categories ===