Quarterly bonus categories - Revision history

Editor at 17:25, 1 October 2021

2021-10-01T17:25:16Z

Editor at 23:19, 17 September 2021

2021-09-17T23:19:48Z

Editor at 20:59, 9 September 2021

2021-09-09T20:59:33Z

Editor at 06:32, 2 July 2021

2021-07-02T06:32:20Z

Editor at 17:44, 15 June 2021

2021-06-15T17:44:03Z

Editor at 21:16, 2 April 2021

2021-04-02T21:16:12Z

Editor at 18:37, 15 March 2021

2021-03-15T18:37:12Z

Editor: Editor moved page Quarterly Bonus Categories to Quarterly bonus categories without leaving a redirect

2021-02-19T05:04:02Z

Editor moved page Quarterly Bonus Categories to Quarterly bonus categories without leaving a redirect

Editor at 21:35, 12 February 2021

2021-02-12T21:35:38Z

Editor at 21:34, 12 February 2021

2021-02-12T21:34:46Z

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 {{Page|article|Earn Points|advanced optimization}}
-Q3 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.
+Q4 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.
 For information and tips about using these cards to optimize the rewards you earn on your spending, make sure to look at our {{Link|advanced optimization|Advanced Bonus Category Optimization guide}}.
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 {{List|card}}
 {{CardItem|Freedom}}
-'''Grocery Stores and Select Streaming Services'''.  Grocery stores usually sell a wide variety of gift cards you can use at other merchants, making it easy to get full value this quarter.
+'''PayPal and Walmart'''.  PayPal is probably the easiest category of the year. You can pay via PayPal on many websites, or use it for taxes and charities. If you add your card to PayPal Key, you should be able to use it almost everywhere online. Remember that the promotion doesn't cover regular person-to-person payments. Another good option this quarter is to purchase gift cards at Walmart.
 You'll get credit for charges made before you register, but there is no reason to hold off. [//www.chasebonus.com Activation Webpage].
 {{CardItem|Discover}}
-'''Restaurants and PayPal'''. The good news is that PayPal can be used all over the internet. You should also get credit for purchases made with your Discover Card through PayPal Key.
+'''Amazon, Walmart.com, Target.com'''. Perfect for the holidays, although many people are already earning 5% back at Amazon and Target (although not the 10% back you'd earn during your Discover card's first year. All three stores sell a wide variety of gift cards.
 You'll only earn bonus rewards on purchases that are made after you activate each quarter. [//www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html Activation Webpage]
 {{CardItem|dividend}}
-'''Home Improvement and Gas'''. If you won't be naturally spending enough in these categories, you should be able to purchase gift cards at these locations, especially at Home Improvement stores. If you have a nearby Lowe's, link your Dividend Card to the Jet Blue Shopping site to earn extra points on all your Lowe's purchases.
+'''Restaurants & BestBuy'''. Hopefully, you already maxed out your annual cap with groceries or another category, as you likely already have good options for restaurants and you may not have things you want at BestBuy.
 You'll only earn bonus rewards on purchases that are made two or more days after you activate. [//www.citi.com/credit-cards/credit-cards-citi/citi.action?ID=dividend-quarterly-offer Activation Webpage].
 {{CardItem|nusenda}}
-'''Gas and Education'''. Gas is a tough category, there is a good chance you are already earning good bonus rewards and most gas stations aren't a good source for gift cards. If you have education expenses, it is usually easy to max out this quarter, but if you don't, it is hard to take advantage of this category.
+'''Retail stores (in-person or online), Restaurants'''. Should be easy to maximize with organic shopping or gift cards.
 {{/List|card}}

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 You'll get credit for charges made before you register, but there is no reason to hold off. [//www.chasebonus.com Activation Webpage].
 {{CardItem|Discover}}
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 You'll only earn bonus rewards on purchases that are made two or more days after you activate. [//www.citi.com/credit-cards/credit-cards-citi/citi.action?ID=dividend-quarterly-offer Activation Webpage].
 {{CardItem|nusenda}}

← Older revision		Revision as of 20:59, 9 September 2021
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	Nusenda has had the same schedule every year: '''Oct - Dec''': Restaurants, Hotels, Airfare'''. '''Apr - Jun''': Movies Restaurants, Home Improvements'''.		Nusenda has had the same schedule every year: '''Oct - Dec''': Restaurants, Hotels, Airfare'''. '''Apr - Jun''': Movies Restaurants, Home Improvements'''.
−
−	~~{{CardItem\|aboc}}~~
−	'''Travel'''. This isn't a great category, because you are likely to already be earning good bonus rewards. On the other hand, it is usually easy to hit a quarter's limits, especially if you have the opportunity to prepay some refundable reservations.
−
−	~~Once you set up your card, you are automatically enrolled for every quarter's bonus categories. [//www.platinumrewardsnow.com/Rewards_Calendar Category Details]~~
−
−	~~ABOC has already released their complete 2021 schedule: '''Oct - Dec''': Groceries, Food Delivery Services, Liquor Stores, Amazon.com.~~
−
	{{/List\|card}}		{{/List\|card}}

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 {{Page|article|Earn Points|advanced optimization}}
-Q2 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.
+Q3 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.
 For information and tips about using these cards to optimize the rewards you earn on your spending, make sure to look at our {{Link|advanced optimization|Advanced Bonus Category Optimization guide}}.
@@ Line 10: / Line 10: @@
 {{List|card}}
 {{CardItem|Freedom}}
-'''Gas stations and home improvement stores'''.  That's great for people who have large home improvement projects planned or need to replace an appliance. Lowes, Home Depot, and many Gas Stations also sell gift cards that you can use at other merchants, such as Amazon.
+'''Grocery Stores and Select Streaming Services'''.  Grocery stores usually sell a wide variety of gift cards you can use at other merchants, making it easy to get full value this quarter.
-You can activate retroactively until mid-June. [//www.chasebonus.com Activation Webpage].
+You'll get credit for charges made before you register, but there is no reason to hold off. [//www.chasebonus.com Activation Webpage].
 {{CardItem|Discover}}
-'''Gas stations, wholesale clubs, and select streaming services'''. Gas stations and wholesale clubs often have gift cards available.
+'''Restaurants and PayPal'''. The good news is that PayPal can be used all over the internet. You should also get credit for purchases made with your Discover Card through PayPal Key.
 You'll only earn bonus rewards on purchases that are made after you activate each quarter. [//www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html Activation Webpage]
-Discover has already announced their complete 2021 schedule: '''Jul - Sep''': Restaurants and PayPal. '''Oct - Dec''': Amazon, Target.com, and Walmart.com.
+Discover has already announced their complete 2021 schedule: '''Oct - Dec''': Amazon, Target.com, and Walmart.com.
 {{CardItem|dividend}}
-'''Supermarkets and Drugstores'''. These are two of the easiest to use categories. Whatever you don't spend naturally, you can make up with card purchases.
+'''Home Improvement and Gas'''. If you won't be naturally spending enough in these categories, you should be able to purchase gift cards at these locations, especially at Home Improvement stores. If you have a nearby Lowe's, link your Dividend Card to the Jet Blue Shopping site to earn extra points on all your Lowe's purchases.
 You'll only earn bonus rewards on purchases that are made two or more days after you activate. [//www.citi.com/credit-cards/credit-cards-citi/citi.action?ID=dividend-quarterly-offer Activation Webpage].
 {{CardItem|nusenda}}
-'''Movies, Restaurants, Home Improvements'''. Restaurants are an easy category, but  there is a good chance that you are already have other cards that earn good bonus rewards for this category. See the notes about Home Improvement above. It's nice to earn bonus rewards for movies, but it won't add up to much.
+'''Gas and Education'''. Gas is a tough category, there is a good chance you are already earning good bonus rewards and most gas stations aren't a good source for gift cards. If you have education expenses, it is usually easy to max out this quarter, but if you don't, it is hard to take advantage of this category.
-Nusenda has had the same schedule every year: '''Jul - Sep''': Gas, Education. '''Oct - Dec''': Restaurants, Hotels, Airfare'''.
+Nusenda has had the same schedule every year: '''Oct - Dec''': Restaurants, Hotels, Airfare'''.  '''Apr - Jun''': Movies Restaurants, Home Improvements'''.
 {{CardItem|aboc}}
-'''Home Improvement, Gardening, Amazon.com and major Online Retailers'''.  These are easy categories.
+'''Travel'''.  This isn't a great category, because you are likely to already be earning good bonus rewards. On the other hand, it is usually easy to hit a quarter's limits, especially if you have the opportunity to prepay some refundable reservations.
 Once you set up your card, you are automatically enrolled for every quarter's bonus categories. [//www.platinumrewardsnow.com/Rewards_Calendar Category Details]
-ABOC has already released their complete 2021 schedule: '''Jul - Sep''': Travel. '''Oct - Dec''': Groceries, Food Delivery Services, Liquor Stores, Amazon.com.
+ABOC has already released their complete 2021 schedule: '''Oct - Dec''': Groceries, Food Delivery Services, Liquor Stores, Amazon.com.
 {{/List|card}}

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 You can activate retroactively until mid-June. [//www.chasebonus.com Activation Webpage].
-Chase hasn't announced their categories for the rest of the year.
+Chase's Q3 categories are Grocery stores and Select Streaming Services.
 {{CardItem|Discover}}
@@ Line 27: / Line 27: @@
 You'll only earn bonus rewards on purchases that are made two or more days after you activate. [//www.citi.com/credit-cards/credit-cards-citi/citi.action?ID=dividend-quarterly-offer Activation Webpage].
 {{CardItem|nusenda}}

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 All the warehouse clubs sell a variety of 3rd party gift cards and you can buy the club's own gift cards to use later in the year. Unlike the older Freedom Card, the Freedom Flex is a Mastercard and can't be used in-store at Costco, but it can be used on Costco online. If you want to shop in-store, you could use the Freedom Flex to buy a Costco gift card online and then use that in the store.
-You can activate retroactively until mid-March. [//www.chasebonus.com Activation Webpage]
+You can activate retroactively until mid-March. [//www.chasebonus.com Activation Webpage].
 {{CardItem|Discover}}
@@ Line 21: / Line 23: @@
 You'll only earn bonus rewards on purchases that are made after you activate each quarter. [//www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html Activation Webpage]
-Discover has already announced their complete 2021 schedule: '''Apr -Jun''': Gas stations, wholesale clubs, and select streaming services. '''Jul - Sep''': Restaurants and PayPal. '''Oct - Dec''': Amazon, Target.com, and Walmart.com.
+Discover has already announced their complete 2021 schedule: '''Apr - Jun''': Gas stations, wholesale clubs, and select streaming services. '''Jul - Sep''': Restaurants and PayPal. '''Oct - Dec''': Amazon, Target.com, and Walmart.com.
 {{CardItem|dividend}}

← Older revision	Revision as of 05:04, 19 February 2021
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+{{Next|uncommon categories}}
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 {{DISPLAYTITLE: {{Title|quarterly categories}} (2021)}}
 {{seo|description=This quarter's categories for the Freedom Flex, Discover It, and other rotating category cards}}
-{{Page|article|Earn Points|Card Strategies}}
+{{Page|article|Earn Points|advanced optimization}}
 Q1 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.