Ink cash card - Revision history

Editor at 22:20, 15 June 2021

2021-06-15T22:20:39Z

Editor at 21:21, 15 June 2021

2021-06-15T21:21:58Z

Editor at 06:27, 19 February 2021

2021-02-19T06:27:10Z

Editor: Editor moved page Ink Cash Card to Ink cash card without leaving a redirect

2021-02-19T04:50:24Z

Editor moved page Ink Cash Card to Ink cash card without leaving a redirect

Editor: /* Collecting the Signup Bonus */

2021-02-18T00:52:54Z

‎Collecting the Signup Bonus

Editor: /* Collecting the Signup Bonus */

2021-02-18T00:44:43Z

‎Collecting the Signup Bonus

Editor: /* Getting Rid of the Card */

2020-10-23T19:20:46Z

‎Getting Rid of the Card

Editor: /* Getting Rid of the Card */

2020-10-22T18:14:54Z

‎Getting Rid of the Card

Editor: /* Getting Rid of the Card */

2020-10-22T18:14:15Z

‎Getting Rid of the Card

Editor: /* Bonus Categories */

2020-10-19T20:33:11Z

‎Bonus Categories

← Older revision		Revision as of 22:20, 15 June 2021
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	'''The Ink Cash card offers the most valuable rewards at Office Supply stores and on telecommunication services. But, you'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred card to get full value from the reward points it earns'''.		'''The Ink Cash card offers the most valuable rewards at Office Supply stores and on telecommunication services. But, you'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred card to get full value from the reward points it earns'''.
		+
		+	{{Box\|Fantastic Signup Offer}}
		+	While it is marketed as a $750 offer, the signup offer for this card is really 75,000 Ultimate Rewards points. If you have a Sapphire Reserve, Sapphire Preferred, or Ink Proffered Card, you can transfer these points to Hyatt or one of almost a dozen frequent flyer programs. At our starting value for Ultimate Reward points, this offer is valued at over $1,200. The offer for the Ink Preferred is worth about $250 more, but requires twice the spending.
		+	{{/Box}}

	{{TOC\|All}}		{{TOC\|All}}

@@ Line 16: / Line 16: @@
 |FTF=3
 |Credit=
-|CurrentOffer=50,000 points, with $3,000 initial spend.
+|CurrentOffer=75,000 points with $7,500 initial spend.
 |CurrentOfferCustom=
 |CurrentSpend=

← Older revision		Revision as of 06:27, 19 February 2021
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		+	{{DISPLAYTITLE: Chase Ink Cash Card}}
	{{Page\|card\|chase cards}}		{{Page\|card\|chase cards}}

@@ Line 73: / Line 73: @@
 <ul class="bulletlist">
-<li>{{Signup Intro|High}} {{Signup Points|50000|UR|Ultimate Rewards points}}. This point value assumes you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred), that lets you transfer your Ultimate Rewards points to airline and hotel partners. </li>
+<li>{{Signup Intro|High}} {{Signup Points|50000|UR|Ultimate Rewards points}} This point value assumes you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) that lets you transfer your Ultimate Rewards points to airline and hotel partners. </li>
 That's pretty good, but if you are only interested in the signup bonus, you might do slightly better with other Chase 5/24 cards. {{Link|Chase 5/24}}.
-{{Signup Netvalue|0|3000|490}} {{Signup Caveat|Ultimate Rewards points}} {{Link|transferable points}}.
+<li>'''Your best option may be to apply for the Ink Preferred card, and then convert to an Ink Cash Card later'''. The Ink Preferred card has a 80,000 Ultimate Rewards point signup bonus, but has a $95 annual fee and a less useful set of bonus reward categories for many users. If you are interested in the Ink Cash's bonus categories, your best option may be to start out with the Ink Preferred card and downgrade it to the Ink Cash card at the end of your first year.</li>
 {{Signup Chase 5/24}}
-<li>'''You can earn signup bonuses from multiple different Chase Ultimate Rewards cards'''. You are limited to only one version of the Sapphire card (every 24 months), but there is also the Ink Preferred, Ink Unlimited, Freedom, and Freedom Unlimited cards.</li>
+<li>'''You can earn signup bonuses from multiple different Chase Ultimate Rewards cards'''. You are limited to only one version of the Sapphire card (every 48 months), but there is also the Ink Preferred, Ink Unlimited, Freedom, and Freedom Unlimited cards.</li>
 </ul>

@@ Line 73: / Line 73: @@
 <ul class="bulletlist">
-<li>{{Signup Initial|high}} The normal 30,000 point signup offer is valued at ${{#expr: 30000* {{Value|UR}} / 100 round - 1}} (at {{Value|UR}} cents per point), assuming that you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred), that lets you transfer your Ultimate Rewards points to airline and hotel partners. That's pretty good, but if you are only interested in the signup bonus, you might do slightly better with other Chase 5/24 cards. {{Link|Chase 5/24}}.</li>
+<li>{{Signup Intro|High}} {{Signup Points|50000|UR|Ultimate Rewards points}}. This point value assumes you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred), that lets you transfer your Ultimate Rewards points to airline and hotel partners. </li>
 {{Signup Netvalue|0|3000|490}} {{Signup Caveat|Ultimate Rewards points}} {{Link|transferable points}}.

← Older revision	Revision as of 04:50, 19 February 2021
(No difference)

@@ Line 110: / Line 110: @@
 <li>'''You need to be careful or you could lose your Ultimate Rewards points when you cancel your card'''. Before you close your card, you need to transfer your points to another card that earns Ultimate Rewards points. You could also transfer them to the Ultimate Rewards account of another person in your household. If you can't transfer your points, you probably want to keep your card or transfer your points to your favorite travel partner.</li>
-<li>'''We recommend holding onto your Ink cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>
+<li>'''We recommend holding onto your Ink cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application. You can product change between any of the Ink cards.</li>
 <li>'''However, if you are aggressively collecting Chase signup bonuses, you'll want to cancel extra Ink cards''' to lower your overall Chase credit limit and number of cards.</li>

@@ Line 112: / Line 112: @@
 <li>'''We recommend holding onto your Ink cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>
-However, if you are aggressively collecting Chase signup bonuses, you'll want to cancel extra Ink cards to lower your overall Chase credit limit and number of cards.
+<li>'''However, if you are aggressively collecting Chase signup bonuses, you'll want to cancel extra Ink cards''' to lower your overall Chase credit limit and number of cards.</li>
 <li>{{Cancel Retention Chase}}</li>

@@ Line 107: / Line 107: @@
 === Getting Rid of the Card ===
-If you still have a significant balance of Ultimate Rewards points, make sure you keep at least one Ultimate Rewards credit card (any of the Sapphire, Freedom, or Ink cards), otherwise you will lose you points. You need to have an annual-fee-based card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) in order to transfer your points to airline and hotel partners. Alternatively, you can transfer your Ultimate Rewards points to another person in your household who has an Ultimate Rewards card.
+<ul class="bulletlist">
-If you are collecting signup bonuses, it is useful to hold onto at least a couple of business credit cards that earn Ultimate Rewards points. At some point, you are likely to be blocked from getting any new cards by the Chase 5/24 rule. If there is an existing or newly introduced Chase card that you want to get, you'll still be able to product change one of your existing cards.
+<li>'''We recommend holding onto your Ink cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>
-If you are under the 5/24 limit and are collecting lots of Chase business cards, it can make sense to cancel some of them, to make it more likely you'll be approved, and to reduce the total number of Chase accounts you have, decreasing the risk of going for new Chase signup bonuses.
+However, if you are aggressively collecting Chase signup bonuses, you'll want to cancel extra Ink cards to lower your overall Chase credit limit and number of cards.
 {{/Main|card}}
 {{/Page|card}}

@@ Line 96: / Line 96: @@
 <ul class="bulletlist">
-<li>'''The Ink Cash card earns the highest possible rewards on your office supply and telecommunication purchases'''. You'll earn 5x Ultimate Rewards points, valued at {{Value|UR|5}} cents per dollar, assuming you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) that lets you transfer your Ultimate Rewards points to airline or hotel partners. This is a higher reward rate than you get earn from any other card.</li>
+<li>'''The Ink Cash card earns the highest possible reward rate on your office supply and telecommunication purchases'''. You'll earn 5x Ultimate Rewards points, valued at {{Value|UR|5}} cents per dollar, assuming you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) that lets you transfer your Ultimate Rewards points to airline or hotel partners.</li>
-<li>'''This card offers good rewards on your restaurant purchases'''. You'll earn 2x Ultimate Rewards points, valued at {{Value|UR|2}} cents per dollar. The only no-annual-fee solution that earns more is the somewhat complicated Wells Fargo combination. However, you can earn considerably more valuable rewards with a handful of other cards that do have annual fees.   {{Link|Restaurant spending}}.</li>
+<li>'''This card offers good rewards on your restaurant purchases'''. You'll earn 2x Ultimate Rewards points, valued at {{Value|UR|2}} cents per dollar. That is very good for a no-annual-fee card, but you can earn considerably more valuable rewards with a handful of other cards that do have annual fees. {{Link|Restaurant spending}}.</li>
-<li>{{Bonus Category|med|gas|2x Ultimate Rewards points|{{Value|UR|2}}}} {{Link|Gas spending}}.</li>
+<li>{{Bonus Medium|gas|2x Ultimate Rewards points are}} {{Link|Gas spending}}.</li>
 {{Bonus Everyday}}