Freedom card - Revision history

Editor: /* Bonus Categories */

2021-07-05T21:41:51Z

‎Bonus Categories

2021-07-03T18:58:46Z

2021-02-19T06:24:07Z

2021-02-19T04:38:53Z

Editor moved page Freedom Card to Freedom card without leaving a redirect

2021-02-18T00:39:39Z

‎Collecting the Signup Bonus

2021-02-18T00:39:21Z

‎Collecting the Signup Bonus

2021-02-18T00:39:01Z

‎Collecting the Signup Bonus

2020-10-23T19:18:28Z

‎Getting Rid of the Card

2020-10-22T18:10:59Z

‎Getting Rid of the Card

2020-10-19T20:40:27Z

‎Bonus Categories

@@ Line 124: / Line 124: @@
 <li>'''It is a great card to use for drugstore spending'''. You'll earn 3x Ultimate Rewards points (valued at {{Value|UR|3}} cents per dollar) on a category of spending that is not available from many other cards. {{Link|Store Spending}}.</li>
-<li>'''It might be your best option for restaurant spending'''. You'll earn 3x Ultimate Reward points. The Amex Gold and Citi Prestige potentially more valuable rewards, but they both come with expensive annual fees and the reward points can be harder to use. {{Link|Restaurant spending}}.</li>
+<li>'''It might be your best option for restaurant spending'''. You'll earn 3x Ultimate Reward points. The Amex Gold offers potentially more valuable rewards, but they comes with expensive annual fees and the reward points can be harder to use. {{Link|Restaurant spending}}.</li>
 <li>'''It can be a good option for some travel spending'''. If you purchase the travel through the Chase website, you'll get 5x Ultimate Rewards points per dollar, valued at {{Value|UR|5}} cents per dollar. However, you'd likely get a better a deal on hotels and rental cards on other websites and the card doesn't provide free travel insurance. When you buy travel elsewhere, you'll just earn the same 1x Ultimate Rewards points you'd get on any other non-bonused purchase. {{Link|travel spending}}.</li>

@@ Line 16: / Line 16: @@
 |FTF=3
 |Credit=
-|CurrentOffer=20,000 Ultimate Rewards points ($500 initial spend). Marketed as $200.
+|CurrentOffer=20,000 Ultimate Rewards points ($500 initial spend). Marketed as $200. Plus 5x points on up to $12,000 in grocery spending during the first year.
 |CurrentOfferCustom=
 |CurrentSpend=

← Older revision		Revision as of 06:24, 19 February 2021
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−	{{DISPLAYTITLE:Freedom Flex Card}}	+	{{DISPLAYTITLE:Chase Freedom Flex Card}}
	{{Page\|card\|chase cards}}		{{Page\|card\|chase cards}}

@@ Line 82: / Line 82: @@
 <li>{{Signup Intro|interesting|lucrative bonus category reward rates}} The normal 15,000 point signup offer is valued at {{Value|UR|15000}} (at {{Value|UR}} cents per point), assuming that you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) that lets you transfer your Ultimate Rewards points to airline and hotel partners. </li>
-{{Signup Netvalue|250|500|0}} {{Signup Caveat|Ultimate Rewards Points}} {{Link|transferable points}}.
+{{Signup Value|250|500|0}} {{Signup Caveat|Ultimate Rewards Points}} {{Link|transferable points}}.
 If you are just interested in a signup bonus, you probably don't want to waste a Chase 5/24 slot on this card. There are better signup offers available. {{Link|Chase 5/24}}.

@@ Line 86: / Line 86: @@
 If you are just interested in a signup bonus, you probably don't want to waste a Chase 5/24 slot on this card. There are better signup offers available. {{Link|Chase 5/24}}.
+<li>'''You can earn signup bonuses from multiple different Chase Ultimate Rewards cards'''. You are limited to only one version of the Sapphire card (every 49 months), but there is also the Ink Preferred, Ink Cash, Ink Unlimited, and Freedom Unlimited cards.</li>
 </ul>

← Older revision	Revision as of 04:38, 19 February 2021
(No difference)

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 <ul class="bulletlist">
-<li>{{Signup Initial|other|lucrative bonus category reward rates}} The normal 15,000 point signup offer is valued at ${{#expr: 15000* {{Value|UR}} / 100 round - 1}} (at {{Value|UR}} cents per point), assuming that you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred), that lets you transfer your Ultimate Rewards points to airline and hotel partners. If you are just interested in a signup bonus, you probably don't want to waste a Chase 5/24 slot on this card. There are better signup offers available. {{Link|Chase 5/24}}.</li>
+<li>{{Signup Intro|interesting|lucrative bonus category reward rates}} The normal 15,000 point signup offer is valued at {{Value|UR|15000}} (at {{Value|UR}} cents per point), assuming that you have another Chase card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) that lets you transfer your Ultimate Rewards points to airline and hotel partners. </li>
 <li>'''You can earn signup bonuses from multiple different Chase Ultimate Rewards cards'''. You are limited to only one version of the Sapphire card (every 24 months), but there is also the Ink Preferred, Ink Cash, Ink Unlimited, and Freedom Unlimited cards.</li>

← Older revision		Revision as of 19:18, 23 October 2020
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	<li>'''We recommend holding onto your Freedom cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>		<li>'''We recommend holding onto your Freedom cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>
		+
		+	You can product change between the Sapphire Reserve ($550), Sapphire Preferred ($95), Freedom Flex ($0), and Freedom Unlimited ($0) cards.

	<li>{{Cancel Retention Chase}}</li>		<li>{{Cancel Retention Chase}}</li>

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 === Getting Rid of the Card ===
-f you still have a significant balance of Ultimate Rewards points, make sure you keep at least one Ultimate Rewards credit card (any of the Sapphire, Freedom, or Ink cards), otherwise you will lose you points. You need to have an annual-fee-based card (Sapphire Reserve, Sapphire Preferred, or Ink Preferred) in order to transfer your points to airline and hotel partners.Alternatively, you can transfer your Ultimate Rewards points to another person in your household who has an Ultimate Rewards card.
+<ul class="bulletlist">
-Even if you aren't currently using your Freedom card, we recommend holding onto it. You might want to use it in the future, and the Chase 5/24 rule makes it hard to get new Chase cards. In addition, you'll retain the option of converting it into an existing or newly introduced Ultimate Rewards card in the future.
+<li>'''We recommend holding onto your Freedom cards rather than cancelling them'''. Chase's 5/24 rule can make it difficult to get a new Chase card when you want to. Keeping your card preserves the option of getting a new card through a product change, rather than a new application.</li>
-However, if you have a bunch of Chase cards and are under 5/24, it can be worth cancelling to lower your total number of Chase accounts and decrease the risk of going for new Chase signup bonuses.
+<li>{{Cancel Retention Chase}}</li>
 {{/Main|card}}
 {{/Page|card}}