Credit card checklist - Revision history

Editor: /* Before you apply for the card */

2021-04-30T03:14:29Z

‎Before you apply for the card

Editor: /* After you get the card */

2021-03-01T01:06:32Z

‎After you get the card

Editor: Editor moved page Credit Card Checklist to Credit card checklist without leaving a redirect

2021-02-19T00:37:26Z

Editor moved page Credit Card Checklist to Credit card checklist without leaving a redirect

Editor at 20:01, 12 February 2021

2021-02-12T20:01:09Z

Editor at 19:59, 12 February 2021

2021-02-12T19:59:29Z

Editor at 18:42, 1 February 2021

2021-02-01T18:42:37Z

Editor at 18:41, 4 May 2020

2020-05-04T18:41:42Z

Editor: /* Before you cancel */

2019-10-11T21:37:08Z

‎Before you cancel

Editor: Text replacement - "#seo:" to "seo"

2018-10-11T16:44:28Z

Text replacement - "#seo:" to "seo"

Editor at 20:45, 19 June 2018

2018-06-19T20:45:11Z

@@ Line 18: / Line 18: @@
 <li>Only apply for one card at a time.</li>
 <li>Check to see if there is a promotional offer listed on our {{Link|all cards|credit card guides}}. Double-check via the [//www.uscreditcardguide.com/credit-cards-en/ US Credit Card Guide] and/or the signup offers on [[//frequentmiler.boardingarea.com/best-credit-card-sign-up-offers/ Frequent Miler].</li>
-<li>Take advantage of a referral link (if you can). Try to always use one when you apply for American Express cards</li>
+<li>Take advantage of a referral link (if you can). Try to always use one when you apply for American Express cards.</li>
 <li>If you are applying for an airline or hotel card, try making a "fake reservation".</li>
 <li>Don't add an authorized user during the application process unless you are offered a bonus.</li>

@@ Line 35: / Line 35: @@
 <li>Activate the card and make sure it can be accessed via its online account.</li>
 <li>Set up automatic payments for the full balance amount.</li>
-<li>Set up any card-specific benefits.</li>
+<li>Set up any card-specific benefits, especially enrolling for Amex credits.</li>
 <li>Add an appointment to your phone’s calendar to help make sure you meet the Initial spending requirement.</li>
 <li>Add an additional appointment to remember to cancel, downgrade, or get a retention bonus at the end of the first year.</li>

@@ Line 1: / Line 1: @@
 {{DISPLAYTITLE:{{Title|card checklist}}}}
 {{seo|description=Printable step-by-step checklist for getting and getting rid of travel and reward credit cards.}}
-{{Page|article|cards step by step}}
+{{Page|article|card step by step}}
 {{Main|article}}

@@ Line 1: / Line 1: @@
 {{DISPLAYTITLE:{{Title|card checklist}}}}
 {{seo|description=Printable step-by-step checklist for getting and getting rid of travel and reward credit cards.}}
-{{Page|article|Card Strategies}}
+{{Page|article|cards step by step}}
 {{Main|article}}

@@ Line 7: / Line 7: @@
 <ul class="checklist">
-<li>Register for Credit Karma, and possibly some other credit-monitoring tools.</li>
+<li>Register for [//www.creditkarma.com/ Credit Karma], and possibly some other credit-monitoring tools.</li>
 <li>Make sure you understand the impact of the Chase 5/24 and other similar rules.</li>
-<li>Sign up for Award Wallet and download the app.</li>
+<li>Sign up for [//awardwallet.com/ Award Wallet] and download the app.</li>
 </ul>
@@ Line 17: / Line 17: @@
 <li>Check your credit rating to make sure everything is still okay.</li>
 <li>Only apply for one card at a time.</li>
-<li>Check to see if there is a promotional offer listed on our credit card guides. Double-check via the US Credit Card Guide and/or the signup offers on Frequent Miler.</li>
+<li>Check to see if there is a promotional offer listed on our {{Link|all cards|credit card guides}}. Double-check via the [//www.uscreditcardguide.com/credit-cards-en/ US Credit Card Guide] and/or the signup offers on [[//frequentmiler.boardingarea.com/best-credit-card-sign-up-offers/ Frequent Miler].</li>
 <li>Take advantage of a referral link (if you can). Try to always use one when you apply for American Express cards</li>
 <li>Don't add an authorized user during the application process unless you are offered a bonus.</li>
 </ul>
@@ Line 37: / Line 38: @@
 <li>Add an appointment to your phone’s calendar to help make sure you meet the Initial spending requirement.</li>
 <li>Add an additional appointment to remember to cancel, downgrade, or get a retention bonus at the end of the first year.</li>
-<li>(optional) Add the card to your credit card spreadsheet).</li>
+<li>(optional) Add the card to your credit card spreadsheet.</li>
 <li>(optional) Register the card for any dining or shopping program you participate with.</li>
 <li>Switch bill payments and your Amazon account to your new card</li>
@@ Line 53: / Line 54: @@
 <li>Before cancelling a card that earns credit card company points, take steps to keep your points or transfer them out to a partner.</li>
 <li>Avoid cancelling cards you’ve had for a very long time.</li>
-<li>Never cancel a credit card in the first few months. And don't cancel an Amex card until a full year is past (you can still get a refund of the annual fee in the first month afterwards).</li>
+<li>Never cancel a credit card in the first few months, and don't cancel an Amex card until a full year is past (you can still get a refund of the annual fee in the first month afterwards).</li>
 <li>Consider calling in to cancel (or downgrade) and see what retention offer you can get.</li>
 <li>Add the cancellation date to your spreadsheet.</li>

← Older revision	Revision as of 00:37, 19 February 2021
(No difference)

@@ Line 8: / Line 8: @@
 <ul class="checklist">
 <li>Register for Credit Karma, and possibly some other credit-monitoring tools.</li>
-<li>Make sure you understand the impact of the Chase 5/24 rule.</li>
+<li>Make sure you understand the impact of the Chase 5/24 and other similar rules.</li>
-<li>Sign up for Award Wallet, and download the app.</li>
+<li>Sign up for Award Wallet and download the app.</li>
 </ul>
@@ Line 17: / Line 17: @@
 <li>Check your credit rating to make sure everything is still okay.</li>
 <li>Only apply for one card at a time.</li>
-<li>Check to see if there is a promotional offer listed on our credit card guides. Double-check via the US Credit Card Guide, the signup offers on Frequent Miler, and/or a web search.</li>
+<li>Check to see if there is a promotional offer listed on our credit card guides. Double-check via the US Credit Card Guide and/or the signup offers on Frequent Miler.</li>
-<li>Take advantage of a referral link (if you can).</li>
+<li>Take advantage of a referral link (if you can). Try to always use one when you apply for American Express cards</li>
-<li>Don't add an authorized user, during the application process, unless you are offered a bonus.</li>
+<li>Don't add an authorized user during the application process unless you are offered a bonus.</li>
 </ul>
@@ Line 26: / Line 26: @@
 <ul class="checklist">
 <li>Don’t worry.</li>
-<li>If you do get denied, call the reconsideration line.</li>
+<li>If you wind up getting denied, call the reconsideration line.</li>
 </ul>
@@ Line 32: / Line 32: @@
 <ul class="checklist">
-<li>Activate the card, and make sure it can be accessed via its online account.</li>
+<li>Activate the card and make sure it can be accessed via its online account.</li>
 <li>Set up automatic payments for the full balance amount.</li>
-<li>Add an appointment to your phone’s calendar, to help make sure you meet the Initial spending requirement.</li>
+<li>Set up any card-specific benefits.</li>
 <li>Add an additional appointment to remember to cancel, downgrade, or get a retention bonus at the end of the first year.</li>
-<li>Register the card for any dining or shopping program you participate with.</li>
+<li>(optional) Add the card to your credit card spreadsheet).</li>
-<li>Shift all your spending to your new card, until you’ve met the Initial spending requirement.</li>
+<li>(optional) Register the card for any dining or shopping program you participate with.</li>
 <li>Track the spending on the card, so you know when to stop.</li>
 <li>Make sure to use each card at least a few times per year.</li>
@@ Line 45: / Line 48: @@
 <ul class="checklist">
-<li>If you are cancelling a card that earns cash back, make sure to cash-out any "points", before you cancel.</li>
+<li>Consider product changing the card instead of cancelling it.</li>
-<li>Before cancelling a card that earns credit card company points, take steps to keep your points, or transfer them out to a partner.</li>
+<li>Make sure you don’t lose out on use-it-or-lose it annual benefits, like travel credits</li>
 <li>Avoid cancelling cards you’ve had for a very long time.</li>
 <li>Never cancel a credit card in the first few months. And don't cancel an Amex card until a full year is past (you can still get a refund of the annual fee in the first month afterwards).</li>
-<li>Consider calling in to cancel (or downgrade), and see what retention offer you can get.</li>
+<li>Consider calling in to cancel (or downgrade) and see what retention offer you can get.</li>
-<li>If you are using the card for automatic bill payments, switch those to another card.</li>
+<li>Add the cancellation date to your spreadsheet.</li>
-<li>Make sure you don’t lose out on use-it-or-lose it annual benefits, like travel credits</li>
+<li>If you were using the card for automatic bill payments, switch them to another card.</li>
 </ul>

← Older revision		Revision as of 20:45, 19 June 2018
Line 1:		Line 1:
	{{DISPLAYTITLE:{{Title\|card checklist}}}}		{{DISPLAYTITLE:{{Title\|card checklist}}}}
		+	{{#seo:\|description=Printable step-by-step checklist for getting and getting rid of travel and reward credit cards.}}
	{{Page\|article\|Card Strategies}}		{{Page\|article\|Card Strategies}}