Collect signup bonuses - Revision history

Editor: /* Types of bonuses */

2021-08-12T20:46:53Z

‎Types of bonuses

Editor: Editor moved page Collect Signup Bonuses to Collect signup bonuses without leaving a redirect

2021-02-19T00:36:10Z

Editor moved page Collect Signup Bonuses to Collect signup bonuses without leaving a redirect

Editor at 06:57, 12 February 2021

2021-02-12T06:57:11Z

Editor at 06:56, 12 February 2021

2021-02-12T06:56:38Z

Editor at 06:55, 12 February 2021

2021-02-12T06:55:37Z

Editor: /* The basic approach */

2021-02-12T00:27:10Z

‎The basic approach

Editor at 02:39, 15 January 2021

2021-01-15T02:39:18Z

Editor: /* Which cards to get first */

2021-01-08T19:18:41Z

‎Which cards to get first

Editor: /* Which cards to get first */

2021-01-07T23:18:34Z

‎Which cards to get first

Editor: /* Which cards to get first */

2021-01-07T23:11:59Z

‎Which cards to get first

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 However, be aware that unless you get lucky, are willing to spend a lot of time, and/or are very flexible, it can be hard to get good value from airline miles. When flights are expensive, the airlines often don't make any award space available. When flights are inexpensive, you won't get much value from your points. On a typical flight, you might expect to get 1 cent or less in value per mile.
-On the other hand, if you are flexible or can book far ahead of time, you can often get 1.5 to 2 cents in value per mile on economy class tickets. And if you highly value business and first-class seats, you can get values of 3 - 10 cents per mile, for free tickets that would normally cost thousands of dollars.
+On the other hand, if you are flexible or can book far ahead of time, you can often get 1.5 to 2 cents in value per mile on economy class tickets. And if you truly highly value business and first-class seats, you can get values of 3 - 10 cents per mile, for free tickets that would normally cost thousands of dollars.
-<li>'''Because of airline partnerships, miles from airlines that you may never fly are still valuable'''. For example, even if you never fly British Airways, you can use their miles for free flights on American Airlines, Japanese Airlines, Qantas, or many other of British Airline's partners. So, don't shy away from a good signup bonus just because it is from a card affiliated with a foreign airline.</li>
+<li>'''Because of airline partnerships, miles from airlines that you may never fly can still be valuable'''. For example, even if you never fly British Airways, you can use their miles for free flights on American Airlines, Japanese Airlines, Qantas, or many other of British Airline's partners. So, don't shy away from a good signup bonus just because it is from a card affiliated with a foreign airline.</li>
-<li>'''Chase's Ultimate Rewards'''. Several credit cards earn "Ultimate Rewards", Chase bank's own reward currency. These points are "the best of both worlds". You can convert them to frequent flyer miles in your choice of a dozen different programs and then use them to book frequent flyer tickets on over 100 different airlines. You can convert them to Hyatt points to book award nights at values typically over 1.75 cents each. And, depending on the credit card you have, you can use them at 1.5 cents each, to purchase any hotel, airline ticket, etc. through the Chase website or with Southwest airlines (without having to find award space). </li>
+<li>'''Chase's Ultimate Rewards'''. Several credit cards earn "Ultimate Rewards", Chase bank's own reward currency. These points are "the best of both worlds". You can convert them to frequent flyer miles in your choice of a dozen different programs and then use them to book frequent flyer tickets on around 100 different airlines. You can convert them to Hyatt points to book award nights at values typically over 1.75 cents each. And, depending on the credit card you have, you can use them at 1.5 cents each, to purchase any hotel, airline ticket, etc. through the Chase website or with Southwest airlines (without having to find award space). </li>
-In short, you have several options to easily use your points, at values of 1.5 cents or more, without having to deal with the complexities of frequent flyer programs. But unlike fixed-value point programs (such as the Barclays Arrival Plus), you still retain the upside to get even more value per point by booking frequent flyer tickets (with almost any airline). {{Link|transferable points}}.
+In short, you have several options to easily use your points, at values of 1.5 cents or more, without having to deal with the complexities of frequent flyer programs. But unlike fixed-value point programs and cashback cards, you still retain the upside to get even more value per point by booking frequent flyer tickets (with almost any airline). {{Link|transferable points}}.
 <li>'''Amex's Membership Rewards (and other transferable points)'''.  Other transferable point programs, such as Membership Rewards, also give you the option to convert your points into frequent flyer miles in your choice of a large number of different airline programs. As a result, point in these programs are more flexible and more valuable than any single airline's frequent flyer miles. But to get good value from these points, you'll need to eventually use them to redeem frequent flyer tickets. So, the value of these programs is essentially linked to the value you feel you can get from airline miles. {{Link|transferable points}}.</li>

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 {{Next|first signups}}
 {{Next|credit cards 101}}
-{{Next|advanced signup}}
+{{Next|business cards}}
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 {{DISPLAYTITLE:{{Title|signup intro}}}}
 {{seo|description=Earn millions of points with credit card signup bonuses}}
-{{Page|article|Earn Points|Card Strategies}}
+{{Page|article|Earn Points}}
 {{ImageX|CreditCards1.jpg|full}}
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 {{/Main|article}}
 {{NextPages}}
-{{Next|core collection}}
+{{Next|first signups}}
 {{Next|credit cards 101}}
-{{Next|card benefits}}
+{{Next|advanced signup}}
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 {{DISPLAYTITLE:{{Title|signup intro}}}}
 {{seo|description=Earn millions of points with credit card signup bonuses}}
-{{Page|article|Home|Card Strategies}}
+{{Page|article|Earn Points|Card Strategies}}
 {{ImageX|CreditCards1.jpg|full}}

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 <center>
-{{Tile|card started}}
+{{Tile|before application}}
 {{Tile|new card}}
 {{Tile|cancel card}}

← Older revision	Revision as of 00:36, 19 February 2021
(No difference)

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 *[[#Signup bonus tips|Signup bonus tips]]
 *[[#Types of bonuses|Types of bonuses]]
-*[[#Which cards to get first|Which cards to get first]]
+*[[#Get Going|Get Going]]
 {{/TOC}}

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 </ul>
-=== Which cards to get first ===
+=== Get Going ===
 Each bank has different rules that govern how many of their signup bonuses you can receive and how quickly you can sign up for cards.
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 Earning signup bonuses can be addictive. As you start getting more and more cards, you'll probably want to more fully understand the rules and learn how to fully maximize your signup opportunities.
 <center>{{tile|signup bonuses}}</center>
 {{/Main|article}}

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 {{Box|The Most Important Application Rules}}
-Here is a summary of the most important rules. They are covered in more detail in the advanced guide and in the guides to each individual card.
+Here's a summary of the most important rules, but there are others that are covered in our detailed guides.
 <ul class="simplelist">
-*'''Amex'''. You usually aren't eligible for a signup bonus on an Amex card you've had before.
+*'''Amex'''. You usually aren't eligible for a signup bonus for an Amex card you've had before. You can only have four or five Amex credit cards at a time, but the Platinum, Gold, and Green cards are "charge" cards and don't count against that limit. You need to keep new cards for a full year.
-*'''Chase'''. You won't be approved for a Chase card, if you have signed up for 5 or more personal credit cards in the last 24 months. Otherwise, you can earn a specific card's signup bonus once every two years (but you are also limited to only one bonus from the Sapphire Reserve or Sapphire Referred every four years and one bonus from any personal Southwest card every two years).
+*'''Chase'''. You won't be approved for a Chase card, if you have signed up for 5 or more personal credit cards in the last 24 months. Otherwise, you can earn each card's signup bonus once every two years (but you are also limited to only one bonus from either the Sapphire Reserve or Sapphire Referred every four years and one bonus from any personal Southwest card every two years).
-*'''Citibank'''. You can only receive a signup bonus if you haven't opened or closed a card within the same family (e.g. ThankYou cards, American Airlines cards) in the past two years (four years for American Airlines).
+*'''Citibank'''. You can only receive a signup bonus if you haven't opened or closed a card within the same family (e.g. ThankYou cards, American Airlines cards) in the past two years (four years for Citi's American Airlines cards).
-*'''Bank of America'''. You won't be approved for a personal Bank of America card, if you've signed up for 3 or more personal credit cards in the last 24 months. For Bank of America banking customers, this number shifts to 7 personal cards. In addition, you can't signup for more than 4 total Bank of America cards in a two year period (and only 3 in any given year). Different Bank of America cards have different rules for how often you can earn the signup bonus—see the individual credit card guides.
+*'''Bank of America'''. You won't be approved for a personal Bank of America card, if you've signed up for 3 or more personal credit cards in the last 24 months. For Bank of America banking customers, this number rises to 7 personal cards in 12 months. In addition, you can't sign up for more than 4 total Bank of America cards in a two year period (and only 3 in any given year). Different Bank of America cards have different rules for how often you can earn the signup bonus—see the individual credit card guides.
 *'''Barclays'''. Doesn't have much in the way of specific rules, but it is hard to get approved if you've recently applied for a bunch of cards from other banks.
 *'''Capital One'''. It is hard to get approved if you tend to pay off your credit cards in full each month (which you should).
 </ul>
 {{/Box}}

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 Each bank has different rules that govern how many of their signup bonuses you can receive and how quickly you can sign up for cards.
-'''The easiest way to make sure you get started on the right foot, is to look at our guide on which cards to get first'''.
+The easiest way to make sure you get started on the right foot, is to look at our guide on which cards to get first.
 <center>{{tile|first signups}}</center>
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 <center>{{tile|signup bonuses}}</center>
 Here is a summary of the most important rules. They are covered in more detail in the advanced guide and in the guides to each individual card.
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 *'''Capital One'''. It is hard to get approved if you tend to pay off your credit cards in full each month (which you should).
 </ul>
 {{/Main|article}}