Citibank credit cards - Revision history

Editor: /* Citibank Rules and Tips */

2021-07-05T22:10:29Z

‎Citibank Rules and Tips

Editor: /* ThankYou Rewards Cards */

2021-07-05T21:00:31Z

‎ThankYou Rewards Cards

Editor: /* ThankYou Rewards Cards */

2021-06-10T22:18:23Z

‎ThankYou Rewards Cards

Editor: /* Citibank Rules and Tips */

2021-02-23T05:28:43Z

‎Citibank Rules and Tips

Editor at 01:42, 23 February 2021

2021-02-23T01:42:19Z

Editor: /* Other Citibank Cards */

2021-02-23T01:40:16Z

‎Other Citibank Cards

Editor: /* Other Citibank Cards */

2021-02-23T01:35:36Z

‎Other Citibank Cards

Editor at 01:35, 23 February 2021

2021-02-23T01:35:21Z

Editor: /* Other Interesting Citibank Cards */

2021-02-23T01:31:20Z

‎Other Interesting Citibank Cards

Editor at 01:04, 23 February 2021

2021-02-23T01:04:24Z

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 {{Logo|thankyou}}
-Several Citibank credit cards, such as the AT&T cards, earn ThankYou points that can usually only be redeemed at 1 cents each, for things like gift cards. However, if you have the Citi Prestige or Citi Preferred card, you gain the ability to transfer the points from these cards to their frequent flyer partners and get much more value for your points.
+Several Citibank credit cards, such as the AT&T cards, earn ThankYou points that can usually only be redeemed at 1 cents each, for things like gift cards. However, if you have the Citi Premier (or Citi Prwestige) Card, you gain the ability to transfer the points from these cards to their frequent flyer partners and get much more value for your points.
 <li>'''Citibank bonus eligibility rules differ for different cards'''.</li>
 <ul>
-<li>For the core ThankYou cards (Prestige, Premier, Reward+), you can only earn a signup bonus if you haven't opened or closed any of these cards in the last 24 months. In other words, you can get a bonus on one of these cards every 24 months, but if you cancel a card it resets the clock.</li>
+<li>For the core ThankYou cards (Premier, Reward+), you can only earn a signup bonus if you haven't opened or closed any of these cards in the last 24 months. In other words, you can get a bonus on one of these cards every 24 months, but if you cancel a card it resets the clock.</li>
 <li>For the American Airlines cards, you can only a earn a signup bonus every 48 months. However, each variety has its own independent clock, so you can earn one bonus from each of these cards every four years. Targeted offers can avoid this restriction.</li>

@@ Line 8: / Line 8: @@
 {{#invoke:CardGrid|output
-|citiprestige|citipremier|doublecash|citirewards|Citicash}}
+|citipremier|doublecash|citirewards|Citicash}}
 === Other Interesting Citibank Cards ===

@@ Line 8: / Line 8: @@
 {{#invoke:CardGrid|output
-|citiprestige|citipremier|doublecash|citirewards}}
+|citiprestige|citipremier|doublecash|citirewards|Citicash}}
 === Other Interesting Citibank Cards ===

@@ Line 38: / Line 38: @@
 <ul class="bulletlist">
-<li>'''Citibank operates its own reward program called ThankYou Rewards, which earns points that can be converted into frequent flyer miles with over a dozen different airlines'''. While this is usually the most valuable way to redeem your points, if you have the Citi Premier card (or the Citi Prestige card until September 2019), you can also use them, at 1.25 cents per point, to purchase any travel through Citibank. ThankYou points are quite as valuable as Ultimate Rewards and Membership Rewards points, but they are still a very valuable points currency.</li>
+<li>'''Citibank operates its own reward program called ThankYou Rewards, which earns points that can be converted into frequent flyer miles with over a dozen different frequent flyer programs'''. This is usually the most valuable way to redeem your points. Otherwise, you can cash them out at 1 cent each. ThankYou points aren't quite as valuable as Ultimate Rewards and Membership Rewards points, but they are still a very valuable points currency.</li>
 {{Logo|thankyou}}
-Several Citibank credit cards, such as the AT&T cards, earn ThankYou points that can usually only be redeemed, at 1 cents each, for things like gift cards. However, if you have the Citi Prestige or Citi Preferred card, you gain the ability to transfer the points from these cards to their frequent flyer partners, and get much more value for your points.
+Several Citibank credit cards, such as the AT&T cards, earn ThankYou points that can usually only be redeemed at 1 cents each, for things like gift cards. However, if you have the Citi Prestige or Citi Preferred card, you gain the ability to transfer the points from these cards to their frequent flyer partners and get much more value for your points.
 <li>'''Citibank bonus eligibility rules differ for different cards'''.</li>
@@ Line 54: / Line 54: @@
 </ul>
-<li>'''You might want to delay closing an account, until after you collect your next signup bonus'''. Because Citibank will reset the clock when you cancel your card, you'll need to wait two years (after cancelling) to receive another signup bonus. If you don't want to wait as long, you can keep the initial card open (paying the second year's annual fee). Then, two years after you received your card, you can sign up for another card in the same family, or even for the exact same card (Citibank will let you get multiple copies). After your approved, you can cancel the older card. If you do this immediately after your anniversary, you will avoid paying the fee for your older card's third year.</li>
+<li>'''You might want to delay closing an account, until after you collect your next signup bonus'''. Because Citibank will reset the clock when you cancel your card, you'll need to wait two years (after cancelling) to receive another signup bonus. If you don't want to wait as long, you can keep the initial card open (paying the second year's annual fee). Then two years after you received your card, you can sign up for another card in the same family or even for the exact same card (Citibank will let you get multiple copies). After your approved, you can cancel the older card. If you do this immediately after your anniversary, you will avoid paying the fee for your older card's third year.</li>
 <li>'''If you are initially declined, there is a good chance that you can still get the card if you call their reconsideration line'''. You just may need to make a few changes to your accounts, such as reducing your other card's credit limits.</li>

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 After Amex and Chase, Citibank is probably the most useful travel and reward credit card company.
 {{Main|article}}
 </noinclude>
-===ThankYou Rewards Cards===
+=== ThankYou Rewards Cards ===
 {{#invoke:CardGrid|output
 |citiprestige|citipremier|doublecash|citirewards}}
-===Other Interesting Citibank Cards ===
+=== Other Interesting Citibank Cards ===
-{{#invoke:CardGrid|output|aa|aaexecutive|aagold|aabiz|aamileup|costco|costcobiz|}}
+{{#invoke:CardGrid|output|aa|aaexecutive|aagold|aabiz|aamileup|costco|costcobiz}}
 <noinclude>

@@ Line 23: / Line 23: @@
 <li>'''AT&T Access Card'''. A typical signup bonus is 10,000 ThankYou points. Before you could convert Double Cash points into ThankYou points, this card had the advantage of earning 2x points on a broad range of online purchases (and on purchases from AT&T). Now you can earn 2x points everywhere with the Double Cash and this card is mostly superfluous. You also can no longer convert the Access More card which offers 3x points for online purchases. [//www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-att-access-credit-card Official webpage].</li>
-<li>'''Expedia+ Voyager Card'''. The normal signup bonus is 25,000 Expedia points, typically worth worth up to $180, but worth up to twice that when you use them to book one of Expedia's thousands of "VIP Access Hotels" ($2,000 initial spend). You'll earn some decent bonus reward rates on Expedia purchases, but you are better off using a card that earns good general rewards on a different website. $95 annual fee. </li>
+<li>'''Expedia+ Voyager Card'''. A typical signup bonus is 25,000 Expedia points, typically worth worth up to $180. You'll earn bonus rewards on Expedia purchases, but you are better off using almost any card that provides a bonus on travel purchases instead.</li>
 Each year you have the card, you'll get a $100 incidental airline fee (that also works for inflight Wi-Fi and global entry fees).  You'll also get automatic Expedia Gold status, which gets you room upgrades (subject to availability) at VIP access hotels, and 30% extra points for your bookings. There are lots of better signup bonuses out there. If you make the effort to get full use from the incidental airline credit, it offsets the annual fee, making the card marginally useful for some travelers. [//www.expedia.com/rewards/credit_card Official webpage].
 <li>'''Citi Simplicity card'''. No rewards or notable benefits. A great card to transfer a balance to, while you work down your debt. [//www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-simplicity-credit-card Official webpage].</li>

@@ Line 21: / Line 21: @@
 <ul class="checklist">
-<li>'''AT&T Access Card'''. A typical signup bonus is 10,000 ThankYou points. Before you could convert Double Cash points into ThankYou points, this card had the advantage of earning 2x points on a broad range of online purchases (and on purchases from AT&T). Now you can earn 2x points everywhere with the Double Cash and this card is mostly superfluous. You also can no longer convert the Access More card which offers 3x points for online purchases. [://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-att-access-credit-card Official webpage].</li>
+<li>'''AT&T Access Card'''. A typical signup bonus is 10,000 ThankYou points. Before you could convert Double Cash points into ThankYou points, this card had the advantage of earning 2x points on a broad range of online purchases (and on purchases from AT&T). Now you can earn 2x points everywhere with the Double Cash and this card is mostly superfluous. You also can no longer convert the Access More card which offers 3x points for online purchases. [//www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-att-access-credit-card Official webpage].</li>
 <li>'''Expedia+ Voyager Card'''. The normal signup bonus is 25,000 Expedia points, typically worth worth up to $180, but worth up to twice that when you use them to book one of Expedia's thousands of "VIP Access Hotels" ($2,000 initial spend). You'll earn some decent bonus reward rates on Expedia purchases, but you are better off using a card that earns good general rewards on a different website. $95 annual fee. </li>

← Older revision		Revision as of 01:35, 23 February 2021
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	<ul class="checklist">		<ul class="checklist">
		+	<li>'''AT&T Access Card'''. A typical signup bonus is 10,000 ThankYou points. Before you could convert Double Cash points into ThankYou points, this card had the advantage of earning 2x points on a broad range of online purchases (and on purchases from AT&T). Now you can earn 2x points everywhere with the Double Cash and this card is mostly superfluous. You also can no longer convert the Access More card which offers 3x points for online purchases. [://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-att-access-credit-card Official webpage].</li>
		+
	<li>'''Expedia+ Voyager Card'''. The normal signup bonus is 25,000 Expedia points, typically worth worth up to $180, but worth up to twice that when you use them to book one of Expedia's thousands of "VIP Access Hotels" ($2,000 initial spend). You'll earn some decent bonus reward rates on Expedia purchases, but you are better off using a card that earns good general rewards on a different website. $95 annual fee. </li>		<li>'''Expedia+ Voyager Card'''. The normal signup bonus is 25,000 Expedia points, typically worth worth up to $180, but worth up to twice that when you use them to book one of Expedia's thousands of "VIP Access Hotels" ($2,000 initial spend). You'll earn some decent bonus reward rates on Expedia purchases, but you are better off using a card that earns good general rewards on a different website. $95 annual fee. </li>