Citi rewards+ card - Revision history

Editor at 18:34, 10 September 2021

2021-09-10T18:34:22Z

Editor at 00:17, 6 July 2021

2021-07-06T00:17:35Z

Editor: /* Collecting the Signup Bonus */

2021-07-05T21:31:16Z

‎Collecting the Signup Bonus

Editor at 06:30, 19 February 2021

2021-02-19T06:30:47Z

Editor: Editor moved page Citi Rewards+ Card to Citi rewards+ card without leaving a redirect

2021-02-19T00:33:37Z

Editor moved page Citi Rewards+ Card to Citi rewards+ card without leaving a redirect

Editor: /* Collecting the Signup Bonus */

2021-02-17T21:25:13Z

‎Collecting the Signup Bonus

Editor: /* Getting Rid of the Card */

2020-10-24T00:02:48Z

‎Getting Rid of the Card

Editor: /* Bonus Categories */

2020-10-19T20:17:58Z

‎Bonus Categories

Editor: /* Notable Benefits */

2020-10-13T02:31:19Z

‎Notable Benefits

Editor at 02:30, 13 October 2020

2020-10-13T02:30:06Z

@@ Line 16: / Line 16: @@
 |FTF=3
 |Credit=
-|CurrentOffer=15,000 ThankYou points with $1,000 spend. |CurrentOfferCustom=
+|CurrentOffer=20,000 ThankYou points with $1,500 spend. |CurrentOfferCustom=
 |CurrentSpend=
 |CurrentSpendCustom=

@@ Line 45: / Line 45: @@
 '''Anyone who is collecting ThankYou points (from either signup bonuses or ongoing spending) should get the Rewards+ card to get an extra 11% of value on their first 100,000 points each year. As discussed below, you just have to be careful about how you get it.'''
-'''Everyone who is collecting ThankYou points will most likely eventually downgrade to this card, because outright cancelling a ThankYou card causes you to lose any points attached to that card and resets the 24 month clock for earning new signup bonuses, while downgrading does not.'''
+'''You will most likely eventually downgrade a Premier Card to this card, because outright cancelling a ThankYou card causes you to lose any points attached to it and resets the 24 month clock for earning new signup bonuses, while downgrading does not.'''
 {{TOC|All}}
@@ Line 85: / Line 85: @@
 {{Bonus Groceries Gas|2x ThankYou points are}}
-<li>'''The main benefit of the Citi Premier card is 10% points back'''. This boosts the reward rates you earn from the other Citibank cards that have better reward rates.</li>
+<li>'''The main benefit of the Citi Rewards+ Card is 10% points back'''. This boosts the reward rates you earn from the other Citibank cards that have better reward rates.</li>
 <li>'''You can earn small amounts of extra rewards with the "Round Up" feature'''. All purchases on the Rewards+ card are rounded up to an even multiple of 10 points. For example, if you buy a cup of coffee for $2, you'll get 10 points instead of 2—a reward rate of 5%. If you really want to optimize your rewards, you can use the card for some of your small purchases. But this is unlikely to add up to a significant amount of rewards over the course of the year.</li>

@@ Line 65: / Line 65: @@
 <li>'''Avoid earning the signup bonus for this card'''. You can only collect one signup bonus every 24 months from the Citi ThankYou card family. More accurately, you can't collect a signup bonus within 24 months of signing up for, or cancelling, the Citi Prestige, Citi Premier, Citi Preferred, or Citi Rewards+ card. While cancelling a card resets the clock, converting a card from one to another usually does not.</li>
-If you earn the signup bonus on the Reward+, you'll block your ability to get a much more valuable signup bonus from the Premier or Prestige card.
+If you earn the signup bonus on the Reward+, you'll block your ability to get a much more valuable signup bonus from the Premier Card.
-<li>'''The best way to get the card is to downgrade the Premier or Prestige card'''. Collect their far more lucrative signup bonus, wait at least a year, and downgrade to the Rewards+ card. If you no longer want these cards, you'll need to downgrade anyway to avoid losing your points and resetting the Citibank ThankYou bonus clock.</li>
+<li>'''The best way to get the card is to downgrade the Premier Card'''. Collect its far more lucrative signup bonus, wait at least a year, and downgrade to the Rewards+ card. If you no longer want the Premier, you'll need to downgrade anyway to avoid losing your points and resetting the Citibank ThankYou bonus clock.</li>
-<li>'''If you don't want to wait, apply for it just after applying for one of the more valuable cards'''. Make sure to earn the signup bonus for the more valuable card first. By signing up at roughly the same time, you won't need to wait much more than two years until your next signup bonus.</li>
+<li>'''If you don't want to wait, apply for it just after applying for the Premier Card'''. Make sure to earn the signup bonus for the more valuable card first. By signing up at roughly the same time, you won't need to wait much more than two years until your next signup bonus.</li>
 </ul>

← Older revision		Revision as of 06:30, 19 February 2021
Line 1:		Line 1:
		+	{{DISPLAYTITLE: Citi Rewards+ Card}}
	{{Page\|card\|citi cards}}		{{Page\|card\|citi cards}}

@@ Line 64: / Line 64: @@
 <li>'''Avoid earning the signup bonus for this card'''. You can only collect one signup bonus every 24 months from the Citi ThankYou card family. More accurately, you can't collect a signup bonus within 24 months of signing up for, or cancelling, the Citi Prestige, Citi Premier, Citi Preferred, or Citi Rewards+ card. While cancelling a card resets the clock, converting a card from one to another usually does not.</li>
-If you earn the signup bonus, you'll block your ability to get a much more valuable signup bonus from the Premier or Prestige card.
+If you earn the signup bonus on the Reward+, you'll block your ability to get a much more valuable signup bonus from the Premier or Prestige card.
 <li>'''The best way to get the card is to downgrade the Premier or Prestige card'''. Collect their far more lucrative signup bonus, wait at least a year, and downgrade to the Rewards+ card. If you no longer want these cards, you'll need to downgrade anyway to avoid losing your points and resetting the Citibank ThankYou bonus clock.</li>

← Older revision	Revision as of 00:33, 19 February 2021
(No difference)

@@ Line 90: / Line 90: @@
 === Getting Rid of the Card ===
-If you've been using your Rewards+ card to earn points, you'll need to be careful about cancelling it. You'll lose any reward points you've earned with your card, shortly after you close the card or transfer the points to another account, even if you have another card that earns ThankYou points. If you have a significant number of points, you'll want to use them before you cancel the card.
+<ul class="bulletlist">
-Also make sure you time your cancellation to correspond with getting another ThankYou card. Cancelling the card resets the 24 month clock for qualifying for a ThankYou card signup offer.
+<li>'''Cancelling your card resets the clock for earning another ThankYou point signup bonus'''. You aren't eligible if you've opened or closed account within the last 24 months. Product changing, rather than cancelling, shouldn't reset the clock. But sometimes it does and there is really no rhyme or reason to it. You should theoretically be able to product change to any other Citibank personal credit card.</li>
 {{/Main|card}}
 {{/Page|card}}

← Older revision		Revision as of 02:31, 13 October 2020
Line 77:		Line 77:

	{{Benefit World}}		{{Benefit World}}
−
−	~~{{Benefit Citi}}~~
	</ul>		</ul>

@@ Line 49: / Line 49: @@
 *[[#Introduction to ThankYou Points|Intro to ThankYou Points]]
 *[[#Collecting the Signup Bonus|Signup Bonus]]
-*[[#Other Notable Benefits|Other Notable Benefits]]
+*[[#Notable Benefits|Notable Benefits]]
 *[[#Bonus Categories|Bonus Categories]]
 *[[#Getting Rid of the Card|Getting Rid of the Card]]
@@ Line 71: / Line 71: @@
 </ul>
-=== Other Notable Benefits ===
+=== Notable Benefits ===
 <ul class="bulletlist">
-<li>'''10% rebate'''. If you have this card, you'll receive 10% back on the first 100,000 ThankYou points you redeem from any of your linked cards. This can boost the points you earn from the Citi Prestige, Citi Premier, AT&T, and Double Cash cards. The maximum benefit each year is 10,000 points, valued at {{Value|TY|10000}}. </li>
+<li>'''10% rebate'''. If you have this card, you'll receive 10% back on the first 100,000 ThankYou points you redeem from any of your linked cards. This can boost the value of the points you earn from the Citi Prestige, Citi Premier, AT&T, and Double Cash cards. The maximum benefit each year is 10,000 points, valued at {{Value|TY|10000}}. </li>
 {{Benefit World}}