Citi premier card - Revision history

Editor at 20:32, 8 July 2021

2021-07-08T20:32:28Z

Editor: /* Getting Rid of the Card */

2021-07-06T00:15:08Z

‎Getting Rid of the Card

Editor: /* Bonus Categories */

2021-07-06T00:12:11Z

‎Bonus Categories

Editor: /* Collecting the Signup Bonus */

2021-07-06T00:11:28Z

‎Collecting the Signup Bonus

Editor: /* Getting Rid of the Card */

2021-07-05T21:34:08Z

‎Getting Rid of the Card

Editor at 17:19, 15 June 2021

2021-06-15T17:19:42Z

Editor at 06:30, 19 February 2021

2021-02-19T06:30:00Z

Editor: Editor moved page Citi Premier Card to Citi premier card without leaving a redirect

2021-02-19T00:32:32Z

Editor moved page Citi Premier Card to Citi premier card without leaving a redirect

Editor: /* Collecting the Signup Bonus */

2021-02-17T22:02:07Z

‎Collecting the Signup Bonus

Editor: /* Collecting the Signup Bonus */

2021-02-17T21:29:32Z

‎Collecting the Signup Bonus

@@ Line 16: / Line 16: @@
 |FTF=No
 |Credit=
-|CurrentOffer=A 70,000 point offer may be available in-branch
+|CurrentOffer=Highest ever 80,000 point offer ($4,000 initial spend)
 |CurrentOfferCustom=
 |CurrentSpend=

@@ Line 102: / Line 102: @@
 <li>'''Cancelling your card resets the clock for earning another ThankYou point signup bonus'''. You aren't eligible if you've opened or closed account within the last 24 months. Product changing, rather than cancelling, shouldn't reset the clock. But sometimes it does and there is really no rhyme or reason to it. You should theoretically be able to product change to any other Citibank personal credit card.</li>
-<li>'''If you don't already have one, the Rewards+ is a compelling product change option'''. It gives you a 10% rebate on the first 100,000 ThankYou points you redeem each year. And you aren't missing out on its signup bonus. It isn't very big to begin with and directly applying for the card would block you from earning a more attractive signup bonus from the Premier or Prestige Card.</li>
+<li>'''If you don't already have one, the Rewards+ and the Custom Cash Cards are compelling product change option'''. The Rewards+ gives you a 10% rebate on the first 100,000 ThankYou points you redeem each year. The Custom Cash Card earns 5x points on up to $500 spend in whichever category you use it for the most each billing cycle. With either card, you aren't missing out on much in the way of a signup bonus, but since you bonuses from the Custom Cash Card don't interfere with bonuses from the other cards, you might want to apply for it directly.</li>
 <li>'''You can wait to cancel your card until after the annual fee shows up on your statement'''. As long as you cancel within 30 days of the statement closing date, Citibank will refund the fee. After 30 days, you can receive a pro-rated refund by downgrading to a lower-priced card, such as the Rewards+.</li>

← Older revision		Revision as of 00:12, 6 July 2021
Line 84:		Line 84:

	=== Bonus Categories ===		=== Bonus Categories ===
−
−	~~{{Box\|Grandfathered Bonus Categories}}~~
−	Before August 23, 2020, the Premier card earned 3x points on a very wide variety of travel purchases (beyond just airfare, hotels, and online travel agencies) and 2x points on entertainment. If you had the card before April 10, 2020, you will be grandfathered into these rates until April 10, 2021.
−	~~{{/Box}}~~

	<ul class="bulletlist">		<ul class="bulletlist">

@@ Line 70: / Line 70: @@
 <li>{{Signup Intro|high}} {{Signup Points|60000|TY|ThankYou points}} {{Signup Value|700|4000|95}} {{Signup Variable|ThankYou points}}. {{Link|point values}}</li>
-<li>'''You can only collect one signup bonus every 24 months from the Citi ThankYou card family'''. More accurately, you can't collect a signup bonus within 24 months of signing up for, or cancelling, the Citi Prestige, Citi Premier, Citi Preferred, or Citi Rewards+ card. While cancelling a card resets the clock, converting a card from one to another usually does not. This special signup bonus restriction doesn't apply to the Double Cash or AT&T card, even though they can earn ThankYou points.</li>
+<li>'''You can only collect one signup bonus every 24 months from the Citi ThankYou card family'''. More accurately, you can't collect a signup bonus within 24 months of signing up for, or cancelling, the Citi Prestige, Citi Premier, Citi Preferred, or Citi Rewards+ card. While cancelling a card resets the clock, converting a card from one to another usually does not. This special signup bonus restriction doesn't apply to the Custom Cash, Double Cash or AT&T card, even though they can earn ThankYou points.</li>
-<li>'''To maximize the bonuses you collect from Citi's ThankYou cards, carefully time when you cancel your cards'''. If you don't want a card after your initial year, convert it to the no-annual-fee Rewards+ card instead. A year later, you'll be eligible for a new signup offer. If you have more than one Rewards+ card, you should cancel it just after been approved for the new card, so it doesn't reset the clock. And you need to avoid cancelling any card that still has points associated with it.</li>
+<li>'''To maximize the bonuses you collect from Citi's ThankYou cards, carefully time when you cancel your cards'''. If you don't want a card after your initial year, convert it to the no-annual-fee Rewards+ or Custom Cash card instead. A year later, you'll be eligible for a new signup offer. If you want to cancel an extra Rewards+ or Custom Cash Card, you should wait until just after been approved for one of their other cards, so it doesn't separately reset the clock. And you need to remember to avoid cancelling any card that still has points associated with it.</li>
 </ul>

@@ Line 100: / Line 100: @@
 <ul class="bulletlist">
-<li>'''You could lose your ThankYou points when you cancel your card'''. Any ThankYou points associated with your card will expire 60 days after you cancel. You can transfer them to another person's account, but they will then expire after 90 days. You need to either hold onto your card, product change it to the Citi Prestige, Citi Rewards+, or Citi Preferred Card, or transfer your points to your favorite travel partner. You can downgrade to the Rewards+ Card even if you already have one.</li>
+<li>'''You could lose your ThankYou points when you cancel your card'''. Any ThankYou points associated with your card will expire 60 days after you cancel. You can transfer them to another person's account, but they will then expire after 90 days. You need to either hold onto your card, product change it to the Citi Rewards+, Citi Custom Cash Card, or Citi Preferred Card, or transfer your points to your favorite travel partner. You can downgrade to the Rewards+ or Custom Cash Card even if you already have one.</li>
-Note that without a Prestige or Premier Card, you can't transfer your points to travel partners. If you don't have one and you downgrade your card to one of the no-annual-fee options, you'll hold onto your points and can redeem them for 1 cent each, but you'll need to upgrade back or otherwise get one of these cards in the future to regain the ability to transfer your points to partners.
+Note that without a Premier Card (or Prestige Card), you can't transfer your points to travel partners. If you don't have one and you downgrade your card to one of the no-annual-fee options, you'll hold onto your points and can redeem them for 1 cent each, but you'll need to upgrade back or otherwise get one of these cards in the future to regain the ability to transfer your points to partners.
 <li>'''Cancelling your card resets the clock for earning another ThankYou point signup bonus'''. You aren't eligible if you've opened or closed account within the last 24 months. Product changing, rather than cancelling, shouldn't reset the clock. But sometimes it does and there is really no rhyme or reason to it. You should theoretically be able to product change to any other Citibank personal credit card.</li>
-<li>'''If you don't already have one, the Rewards+ card is a compelling product change option'''. It gives you a 10% rebate on the first 100,000 ThankYou points you redeem each year. And you aren't missing out on its signup bonus. It isn't very big to begin with and directly applying for the card would block you from earning a more attractive signup bonus from the Premier or Prestige Card.</li>
+<li>'''If you don't already have one, the Rewards+ is a compelling product change option'''. It gives you a 10% rebate on the first 100,000 ThankYou points you redeem each year. And you aren't missing out on its signup bonus. It isn't very big to begin with and directly applying for the card would block you from earning a more attractive signup bonus from the Premier or Prestige Card.</li>
 <li>'''You can wait to cancel your card until after the annual fee shows up on your statement'''. As long as you cancel within 30 days of the statement closing date, Citibank will refund the fee. After 30 days, you can receive a pro-rated refund by downgrading to a lower-priced card, such as the Rewards+.</li>

@@ Line 16: / Line 16: @@
 |FTF=No
 |Credit=
-|CurrentOffer=60,000 ThankYou points, with $4,000 spend. {{NetValue|800|.20}}
+|CurrentOffer=A 70,000 point offer may be available in-branch
 |CurrentOfferCustom=
 |CurrentSpend=
 |CurrentSpendCustom=
 |OfferLink=
-|NormalOffer=
+|NormalOffer=60,000
-|NormalSpend=
+|NormalSpend=4000
-|NormalCustom=None
+|NormalCustom=
-|NormalValue = 0
+|NormalValue = 800
-|NormalPer =
+|NormalPer = .20
-|PointType=
+|PointType=ThankYou points
 |SignupBonusChart=//www.uscreditcardguide.com/citi-thankyou-premier-credit-card/#Historical_Offers_Chart
 |BonusCategories=3x Restaurants (≈{{Value|TY|3}}%)

← Older revision		Revision as of 06:30, 19 February 2021
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		+	{{DISPLAYTITLE: Citi Premier Card}}
	{{Page\|card\|citi cards}}		{{Page\|card\|citi cards}}

← Older revision	Revision as of 00:32, 19 February 2021
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