Citi double cash card - Revision history

Editor: /* Converting to ThankYou points */

2021-07-06T00:19:50Z

‎Converting to ThankYou points

Editor at 21:47, 5 July 2021

2021-07-05T21:47:19Z

Editor at 22:13, 18 March 2021

2021-03-18T22:13:20Z

Editor at 06:30, 19 February 2021

2021-02-19T06:30:28Z

Editor: Editor moved page Citi Double Cash Card to Citi double cash card without leaving a redirect

2021-02-19T00:32:21Z

Editor moved page Citi Double Cash Card to Citi double cash card without leaving a redirect

Editor: /* Getting Rid of the Card */

2020-10-24T00:07:45Z

‎Getting Rid of the Card

Editor: /* Notable Benefits */

2020-10-13T02:26:50Z

‎Notable Benefits

Editor at 02:23, 13 October 2020

2020-10-13T02:23:26Z

Editor: /* Using the Card for your Everyday Spending */

2020-10-12T17:14:25Z

‎Using the Card for your Everyday Spending

Editor at 16:31, 12 October 2020

2020-10-12T16:31:38Z

@@ Line 53: / Line 53: @@
 '''Points from your Double Cash card can be converted into Citibank ThankYou points'''.
-If you also have a Citi Premier Card (or discontinued  Citi Prestige Card), you will then be able to transfer these points to one of more than a dozen different frequent flyer programs to use for award tickets. In many cases, using your points for frequent flyer tickets will provide more value than the normal rate of 1 cent per point. With particularly good redemptions, you can get values of 2, 3, or even 4 cents per point.
+If you also have a Citi Premier Card (or discontinued  Citi Prestige Card), you will be able to transfer these points to one of more than a dozen different frequent flyer programs to use for award tickets. In many cases, using your points for frequent flyer tickets will provide more value than the normal rate of 1 cent per point. With particularly good redemptions, you can get values of 2, 3, or even 4 cents per point.
 For example, you can convert $250 of rewards into 25,000 Air France miles to purchase Delta tickets, into 25,000 Cathay Pacific miles to purchase American Airlines tickets, or into 25,000 Singapore Airlines miles to purchase United tickets. As an extreme example, $250 worth of Double Cash points can be converted into 25,000 Turkish Airlines miles, which can then be used for a round-trip United ticket to Hawaii in first class.
@@ Line 61: / Line 61: @@
 If you have a Citi Rewards+ card, you will receive a 10% rebate on the first 100,000 ThankYou points you redeem each year, giving you a boost to the value of your points regardless of whether you convert your ThankYou points to frequent flyer miles or just cash them out.
-If you don't have a Citi Prestige or Premier, you can still use your ThankYou points to purchase JetBlue tickets, often giving you a little extra value for most JetBlue flights. Otherwise, there isn't much reason to convert your points to ThankYou points. You might as well redeem them directly.
+If you don't have a Citi Premier or Prestige, you can still use your ThankYou points to purchase JetBlue tickets, often giving you a little extra value for most JetBlue flights. Otherwise, there isn't much reason to convert your points to ThankYou points. You might as well redeem them directly.
 === Using the Card for your Everyday Spending ===

@@ Line 39: / Line 39: @@
 '''A standalone Citi Double Cash card is a decent no-annual-fee 2% cashback card, but we generally recommend some other options that have better purchase protections and/or don't charge a foreign transaction fees.'''
-'''But when combined with a Citi Premier and/or Citi Prestige card, the Citi Double Cash can be the best available general-purpose reward card. Either of these other cards allow you to convert the cash you earn with the DoubleCash card into airline miles with a dozen different frequent flyer programs at a rate of 1 mile for 1 cent. This turns the Double Cash Card into a card that essentially earns 2 flexible airline miles per dollar. If you are comfortable redeeming points for frequent flyer tickets and aren't willing and able to get a business credit card, this is the most valuable reward rate you can earn on your everyday spending.'''
+'''But when combined with a Citi Premier Card (or discontinued Citi Prestige Card), the Citi Double Cash can be the best available general-purpose reward card. Either of these other cards allow you to convert the cash you earn with the DoubleCash card into airline miles with a dozen different frequent flyer programs at a rate of 1 mile for 1 cent. This turns the Double Cash Card into a card that essentially earns 2 flexible airline miles per dollar. If you are comfortable redeeming points for frequent flyer tickets and aren't willing and able to get a business credit card, this is the most valuable reward rate you can earn on your everyday spending.'''
 {{TOC|All}}
@@ Line 53: / Line 53: @@
 '''Points from your Double Cash card can be converted into Citibank ThankYou points'''.
-If you also have a Citi Prestige or Premier Card, you will then be able to transfer these points to one of more than a dozen different frequent flyer programs to use for award tickets. In many cases, using your points for frequent flyer tickets will provide more value than the normal rate of 1 cent per point. With particularly good redemptions, you can get values of 2, 3, or even 4 cents per point.
+If you also have a Citi Premier Card (or discontinued  Citi Prestige Card), you will then be able to transfer these points to one of more than a dozen different frequent flyer programs to use for award tickets. In many cases, using your points for frequent flyer tickets will provide more value than the normal rate of 1 cent per point. With particularly good redemptions, you can get values of 2, 3, or even 4 cents per point.
 For example, you can convert $250 of rewards into 25,000 Air France miles to purchase Delta tickets, into 25,000 Cathay Pacific miles to purchase American Airlines tickets, or into 25,000 Singapore Airlines miles to purchase United tickets. As an extreme example, $250 worth of Double Cash points can be converted into 25,000 Turkish Airlines miles, which can then be used for a round-trip United ticket to Hawaii in first class.
@@ Line 70: / Line 70: @@
 <li>'''If you are primarily interested in cashback, the Double Cash isn't our favorite no-annual-fee option.'''. We usually recommend the State Department or PayPal Card because they don't charge foreign transaction fees and offer at least some purchase protections. {{Link|purchase protections}}.</li>
-<li>'''However, you have the option of converting your Double Cash points into ThankYou points and increasing their value by using them for frequent flyer tickets'''. If you have a Citi Prestige or Citi Premier Card, you can transfer your ThankYou points to more than two dozen frequent flyer programs and book award tickets on almost 100 airlines. When you do, you will often have the ability to get more than 1 cent in value per point. If you are comfortable with using your points for frequent flyer tickets, the Amex Blue Business Plus Card is only other credit card that earns 2x points that can be converted to frequent flyer miles—but it's a business card.
+<li>'''However, you have the option of converting your Double Cash points into ThankYou points and increasing their value by using them for frequent flyer tickets'''. If you have a Citi Premier Card (or discontinued Citi Prestige Card), you can transfer your ThankYou points to more than two dozen frequent flyer programs and book award tickets on almost 100 airlines. When you do, you will often have the ability to get more than 1 cent in value per point. If you are comfortable with using your points for frequent flyer tickets, the Amex Blue Business Plus Card is only other credit card that earns 2x points that can be converted to frequent flyer miles—but it's a business card.
 <li>'''If you wind up having difficulty using your points for frequent flyer tickets, you can always keep them as Double Cash points and cash them out'''. This provides more flexibility than earning Membership Rewards points.</li>

@@ Line 70: / Line 70: @@
 <li>'''If you are primarily interested in cashback, the Double Cash isn't our favorite no-annual-fee option.'''. We usually recommend the State Department or PayPal Card because they don't charge foreign transaction fees and offer at least some purchase protections. {{Link|purchase protections}}.</li>
-<li>'''However, you have the option of converting your Double Cash points into ThankYou points and increasing their value by using them for frequent flyer tickets'''. If you have a Citi Prestige or Citi Premier Card, you can transfer your ThankYou points to more than two dozen frequent flyer programs and book award tickets on over 100 airlines. When you do, you will often have the ability to get more than 1 cent in value per point. If you are comfortable with using your points for frequent flyer tickets, the Amex Blue Business Plus Card is only other credit card that earns 2x points that can be converted to frequent flyer miles—but it's a business card.
+<li>'''However, you have the option of converting your Double Cash points into ThankYou points and increasing their value by using them for frequent flyer tickets'''. If you have a Citi Prestige or Citi Premier Card, you can transfer your ThankYou points to more than two dozen frequent flyer programs and book award tickets on almost 100 airlines. When you do, you will often have the ability to get more than 1 cent in value per point. If you are comfortable with using your points for frequent flyer tickets, the Amex Blue Business Plus Card is only other credit card that earns 2x points that can be converted to frequent flyer miles—but it's a business card.
 <li>'''If you wind up having difficulty using your points for frequent flyer tickets, you can always keep them as Double Cash points and cash them out'''. This provides more flexibility than earning Membership Rewards points.</li>

← Older revision		Revision as of 06:30, 19 February 2021
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		+	{{DISPLAYTITLE: Citi Double Cash Card}}
	{{Page\|card\|citi cards}}		{{Page\|card\|citi cards}}

@@ Line 86: / Line 86: @@
 === Getting Rid of the Card ===
-If you want to get rid of this card, make sure to cash out your rewards before you cancel the card, and consider converting to a no-annual-fee Citi Dividend card, which earns 5% on the first $6,000 of spending each year in a rotating set of categories.
+{{Cancel Cashout}} If you have a card that earns ThankYou points, you could convert your DoubleCash points into ThankYou points instead.
 {{/Main|card}}
 {{/Page|card}}

← Older revision	Revision as of 00:32, 19 February 2021
(No difference)

@@ Line 78: / Line 78: @@
 === Notable Benefits ===
-With the regular version of the Double Cash card, you'll get:
+If your Double Cash card isn't the World Elite version, you can call Citibank and they will probably upgrade it.
 <ul class="bulletlist">

@@ Line 43: / Line 43: @@
 *[[#Converting to ThankYou points|Converting to ThankYou points]]
 *[[#Using the Card for your Everyday Spending|Using for your Everyday Spending]]
-*[[#Other Notable Benefits|Other Notable Benefits]]
+*[[#Notable Benefits|Notable Benefits]]
 *[[#Getting Rid of the Card|Getting Rid of the Card]]
 {{/TOC}}
@@ Line 76: / Line 76: @@
 </ul>
-=== Other Notable Benefits ===
+=== Notable Benefits ===
 With the regular version of the Double Cash card, you'll get:

@@ Line 65: / Line 65: @@
 <ul class="bulletlist">
-<li>'''2% is the best you can get from a no-annual-fee cashback card that doesn't have any restrictions or caveats'''. All the credit cards that earn higher reward rates either have annual fees or only work for specific subsets of travelers.</li>
+<li>'''2% back is the best you can get from a no-annual-fee cashback card that doesn't have any restrictions or caveats'''. All the credit cards that earn higher reward rates either have annual fees or only work for specific subsets of travelers.</li>
-<li>'''There are four major no-annual-fee options that earn 2% cashback'''. These are the State Department, PayPal, Fidelity, and Double Cash cards. The Double Cash gives you 1% back when you make your purchase, and an additional 1% when you pay off your bill. But, since you should be paying off your bill every month, you'll earn essentially the same rewards from each of these cards.</li>
+<li>'''If you are primarily interested in cashback, the Double Cash isn't our favorite no-annual-fee option.'''. We usually recommend the State Department or PayPal Card because they don't charge foreign transaction fees and offer at least some purchase protections. {{Link|purchase protections}}.</li>
-<li>'''The reason that we usually recommend the State Department or PayPal card is that they don' charge foreign transaction fees'''. Both the Double Cash and Fidelity card will charge fees when you use the card outside the United States. However, this may not be as big of a disadvantage as it first appears. If you are using a card that earns bonus rewards on travel spending, many of your overseas purchases will be made with that card, rather than your general-purpose reward card. And most people will have the option of avoiding fees, by using a different credit card for any remaining purchases.</li>
+<li>'''However, you have the option of converting your Double Cash points into ThankYou points and increasing their value by using them for frequent flyer tickets'''. If you have a Citi Prestige or Citi Premier Card, you can transfer your ThankYou points to more than two dozen frequent flyer programs and book award tickets on over 100 airlines. When you do, you will often have the ability to get more than 1 cent in value per point. If you are comfortable with using your points for frequent flyer tickets, the Amex Blue Business Plus Card is only other credit card that earns 2x points that can be converted to frequent flyer miles—but it's a business card.
-<li>'''The Double Cash card generally worse purchase protections than the the other 2%  cards'''. It doesn't offer any purchase protections, including extended warranty, price protection, return protection, or purchase protection. {{Link|purchase protections}}.</li>
+<li>'''If you wind up having difficulty using your points for frequent flyer tickets, you can always keep them as Double Cash points and cash them out'''. This provides more flexibility than earning Membership Rewards points.</li>
-<li>'''Rather than applying directly, you could downgrade another Citibank card to the Double Cash instead'''. This lets you avoid an additional credit card application, and the Double Cash doesn't have an signup bonus that you would be missing out on.</li>
+<li>'''The Double Cash Combination is comparable to the Chase Ultimate Rewards Combination'''. Both options provide the upside of using your points for high-value award redemptions while also giving you good ways to simply cash out your points. The Chase combo provides better options for easily using your points. The Double Cash combo provides more frequent flyer miles per dollar. {{Link|General Purpose}}.</li>
 </ul>