Chase ultimate rewards - Revision history

Editor: /* Cashing out your points */

2021-10-01T17:35:54Z

‎Cashing out your points

Editor: /* Bonus category opportunities */

2021-08-11T06:56:40Z

‎Bonus category opportunities

Editor: /* Ultimate Rewards credit cards */

2021-08-11T06:53:52Z

‎Ultimate Rewards credit cards

Editor: /* Airline transfer partners */

2021-08-03T18:28:42Z

‎Airline transfer partners

Editor: /* Airline transfer partners */

2021-08-03T18:28:14Z

‎Airline transfer partners

Editor: /* Cashing out your points */

2021-04-20T23:41:43Z

‎Cashing out your points

Editor: /* Airline transfer partners */

2021-04-20T23:41:10Z

‎Airline transfer partners

Editor: /* Airline transfer partners */

2021-03-18T22:14:43Z

‎Airline transfer partners

Editor: Editor moved page Chase Ultimate Rewards to Chase ultimate rewards without leaving a redirect

2021-02-19T00:29:48Z

Editor moved page Chase Ultimate Rewards to Chase ultimate rewards without leaving a redirect

Editor at 19:17, 12 February 2021

2021-02-12T19:17:41Z

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 <li>'''Pay Yourself Back'''. During the Covid pandemic, Chase started allowing cardholders to use their points to offset grocery store, restaurant, and home improvement store charges made on their Sapphire cards. With the Sapphire Reserve, points are worth 1.5 cents each. With the Sapphire Preferred, points are worth 1.25 cents. For example, if you charge $600 at on restaurant purchases, you can use 40,000 points to "erase" those charges from your bill. You'll even still earn the points on the original purchase.</li>
-They haven't made an announcement, but there is a good chance that they make this a permanent part of the Ultimate Rewards program.
+The keep extending the end of the program  (now March 31, 2022), but starting on October 1st, they have made it much harder to take advantage of, especially for Sapphire Preferred customers (who probably shouldn't be cashing out their points anyway). Moving forward, Sapphire Preferred customers can only offset Airbnb and Away purchases and charity purchases (through the end of the year). Sapphire Reserve customers, who get a more attractive rate, can also still offset dining purchases and the card's annual fee. Many people will spend enough on restaurants to be able to cash-out as many points as they want, without having to use the Chase Travel portal.
 <li>'''Southwest Airline flights'''. Southwest Rapid Rewards is a “fixed-value” loyalty program, where you can use your points like cash to book any ticket. There are no concerns about finding award availability,and no worries about not getting good value from your points, but there is also no potential upside from particularly good award redemptions. The number of required points is calculated on the base fare, but the award also covers most of the taxes and fees, so the exact value per point fluctuates a bit. You should expect about 1.2 – 1.6 cents per point, with higher rates on cheaper flights.</li>

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 {{List|card}}
 {{CardItem|FreedomUnlimited}}
-'''The Freedom Unlimited and Sapphire combination is the best starting place for earning Ultimate Rewards from your credit card purchases'''. The Freedom Unlimited earns 3x at restaurants and drugstores, 5x points on travel bought from Chase, and 1.5x points everywhere else. However, you’ll need one of the Sapphire cards (or the Ink Preferred) to be able to get full value from these points. If you get the Sapphire Reserve, you'll pay a higher fee, earn 3x points on other travel purchases, and get a bunch of valuable benefits (including lounge access). If you get the Sapphire Preferred, you'll pay less, only earn 2x on other travel expenses, and get fewer extra benefits.
+'''The Freedom Unlimited combination is the best starting place for earning Ultimate Rewards from your credit card purchases'''. The Freedom Unlimited earns 3x at restaurants and drugstores, 5x points on travel bought from Chase, and 1.5x points everywhere else. However, you’ll need one of the Sapphire cards (or the Ink Preferred) to be able to get full value from these points. If you get the Sapphire Reserve, you'll pay a higher fee, earn 3x points on other travel purchases, and get a bunch of valuable benefits (including lounge access). If you get the Sapphire Preferred, you'll pay less, only earn 2x on other travel expenses, and get fewer extra benefits. If you get the Ink Preferred small-business card, you'll also pay less, get the same 3x points on Travel as the Sapphire Reserve, but won't get a bunch of its other benefits such as lounge access, and you won't get the Sapphire Preferred's $50 hotel credit, 10% anniversary bonus, or streaming and online grocery service bonus rewards.
 {{CardItem|Freedom}}

@@ Line 114: / Line 114: @@
 |{{Card|SapphireReserve|short}}
 |50,000
-|3x travel
+|10x Hotel, Car Rentals, and prepaid Dining through Chase
 x restaurants
 |$190-250
 |-
 |{{Card|SapphirePreferred|short}}
 |60,000
-|2x travel
+|5x Travel through Chase
-x restaurants
+Plus extra .1x anniversary bonus on all spend
-|$95
+|$45 - 95
 |-
 |{{Card|FreedomUnlimited|short}}

@@ Line 61: / Line 61: @@
 {{/Table}}
-United is one of the few frequent flyer programs that never passes on fuel surcharges on award flights. Flying Blue, Singapore, and British Airways are all excellent transfer options, but they are also available from other programs.
+United is one of the few frequent flyer programs that never passes on fuel surcharges on award flights. Aeroplan, Flying Blue, Singapore, and British Airways are all excellent transfer options, but they are also available from other programs.
 Southwest and JetBlue operate fixed-price reward program, where you don’t need to worry about award availability, and can get around 1.4 cents per point whenever you redeem. But for JetBlue, you are usually just better off using Ultimate Reward points or cash to just purchase tickets, rather than converting your Ultimate Rewards points to JetBlue miles.

@@ Line 40: / Line 40: @@
 |'''Southwest'''
 |-
-|'''Singapore''' <br/>(KrisFlyer)
+|'''Air Canada'''<br/>(Aeroplan)
+|
 |'''Iberia'''
 |'''Virgin Atlantic'''
 |-
+|'''Singapore''' <br/>(KrisFlyer)
+|
+|

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 They haven't made an announcement, but there is a good chance that they make this a permanent part of the Ultimate Rewards program.
-<li>'''Southwest Airline flights'''. Southwest Rapid Rewards is a “fixed-value” loyalty program, where you can use your points like cash to book any ticket. There are no concerns about finding award availability,and no worries about not getting good value from your points, but there is also no potential upside from particularly good award redemptions. The number of required points is calculated on the base fare, but the award also covers most of the taxes and fees, so the exact value per point fluctuates a bit. You should expect about 1.3 – 1.8 cents per point, with higher rates on cheaper flights.</li>
+<li>'''Southwest Airline flights'''. Southwest Rapid Rewards is a “fixed-value” loyalty program, where you can use your points like cash to book any ticket. There are no concerns about finding award availability,and no worries about not getting good value from your points, but there is also no potential upside from particularly good award redemptions. The number of required points is calculated on the base fare, but the award also covers most of the taxes and fees, so the exact value per point fluctuates a bit. You should expect about 1.2 – 1.6 cents per point, with higher rates on cheaper flights.</li>
 <li>'''Travel purchases through Chase'''. If you have a Sapphire Reserve card, you’ll will get 1.5 cents per point when you use them to purchase travel through Chase—regardless of which card you used to earn the points. While you’ll typically get better value by taking advantage of Hyatt hotel rooms and some Southwest Airlines flights, you always have the option of unloading your points on any type of travel purchase. If you only have the Sapphire Preferred or Ink Preferred cards, your points are worth 1.25 cents, rather than 1.5 cents.</li>

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 United is one of the few frequent flyer programs that never passes on fuel surcharges on award flights. Southwest and JetBlue operate  fixed-price reward program, where you don’t need to worry about award availability, and can get around 1.5 cents per point whenever you redeem. Flying Blue, Singapore, and British Airways are all excellent transfer options, but they are also available from other programs.
-Remember that you can use points from any of these frequent flyer programs to book awards with any of that program’s partner airlines. For example, you can transfer your Ultimate Rewards points to Air France and then use those points to fly Delta, any of the other major airlines that are part of the SkyTeam Alliance, or any of Air France's other airline partners. Between the different partnerships, you can use your Ultimate Rewards points to book award tickets on over 100 airlines.
+Remember that you can use points from any of these frequent flyer programs to book awards with any of that program’s partner airlines. For example, you can transfer your Ultimate Rewards points to Air France and then use those points to fly Delta, any of the other major airlines that are part of the SkyTeam Alliance, or any of Air France's other airline partners. Between the different partnerships, you can use your Ultimate Rewards points to book award tickets on almost 100 airlines.
 === Hotel transfer partners ===

← Older revision	Revision as of 00:29, 19 February 2021
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-{{Page|article|Card Strategies|transferable points}}
+{{Page|article|Earn Points|transferable points}}
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