Chase credit cards - Revision history

Editor: /* Chase Airline and Hotel Cards (Business) */

2021-10-27T21:10:53Z

‎Chase Airline and Hotel Cards (Business)

Editor: /* Chase Airline and Hotel Cards */

2021-04-12T03:37:34Z

‎Chase Airline and Hotel Cards

Editor: /* Chase Rules and Tips */

2021-02-23T05:25:13Z

‎Chase Rules and Tips

Editor: /* Other Chase Cards */

2021-02-23T01:26:23Z

‎Other Chase Cards

Editor: /* Other Chase Cards */

2021-02-23T01:25:16Z

‎Other Chase Cards

Editor: /* Chase Airline and Hotel Cards */

2021-02-23T01:23:43Z

‎Chase Airline and Hotel Cards

Editor: /* Chase Airline and Hotel Cards */

2021-02-23T01:22:52Z

‎Chase Airline and Hotel Cards

Editor at 00:59, 23 February 2021

2021-02-23T00:59:39Z

Editor at 00:56, 23 February 2021

2021-02-23T00:56:32Z

Editor: Editor moved page Chase Credit Cards to Chase credit cards without leaving a redirect

2021-02-19T00:29:38Z

Editor moved page Chase Credit Cards to Chase credit cards without leaving a redirect

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 {{#invoke:CardGrid|output
-|swapremierbiz|swaperformbiz|unitedbiz}}
+|hyattbiz|swapremierbiz|swaperformbiz|unitedbiz}}
 ===Other Interesting Chase Cards===

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 === Chase Airline and Hotel Cards ===
-{{#invoke:CardGrid|output|aerlingus|ba|hyatt|iberia|ihgpremier|ihgtraveler|marriott|marriottbold|swaplus|swapremier|swapriority|united|unitedclub|unitedgateway}}
+{{#invoke:CardGrid|output|aerlingus|ba|hyatt|iberia|ihgpremier|ihgtraveler|marriott|marriottbold|swaplus|swapremier|swapriority|united|unitedquest|unitedclub|unitedgateway}}
 === Chase Airline and Hotel Cards (Business)===

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 <ul class="bulletlist">
-<li>'''Chase operates their own reward program called {{Link|Ultimate Rewards|Ultimate Rewards}} which is best credit card reward program for most people'''. You can't go wrong with Ultimate Rewards points. You can get very high value for your points by converting them into frequent flyer points with your choice of a collection of partner airlines, to take advantage of award availability on over 100 airlines. AND you can always get at least 1.5 - 2 cents per point in value, without needing to find award seats, through their other redemption options.</li>
+<li>'''Chase operates their own rewards program called {{Link|Ultimate Rewards|Ultimate Rewards}}, which is best credit card reward program for most people'''. You can't go wrong with Ultimate Rewards points. You can get very high value for your points by converting them into frequent flyer points with your choice of a collection of partner airlines AND you can always get at least 1.5 - 2 cents per point in value, without needing to find award seats, through their other redemption options.</li>
 {{Logo|Ultimate Rewards}}
-The Freedom, Freedom Unlimited, Ink Cash, and Ink Unlimited cards earn Ultimate Rewards points. But, if you only have these cards, you can only redeem your points for 1 cent each. However, if you have the Sapphire Reserve, Sapphire Preferred, or Ink Preferred card, you can transfer all of your Ultimate Rewards points, not just the ones from those cards, to all their partners.
+The Freedom Flex, Freedom Unlimited, Ink Cash, and Ink Unlimited cards earn Ultimate Rewards points. But if you only have these cards, you can only redeem your points for 1 cent each. You'll need the Sapphire Reserve, Sapphire Preferred, or Ink Preferred card to transfer your Ultimate Rewards points to partners. But since you can freely move points between cards, this transfer ability extends to the points earned from the no-annual-fee cards.
-<li>'''You can earn a signup offer for any specific Chase card, once every 24 months'''. If you use EINs, you can earn independent signup bonuses for multiple businesses. For example, you could earn multiple Chase Ink Preferred bonuses in the same 24 month period. However, this usually isn't possible if you are getting co-branded credit cards that are linked to the same reward program account.
+<li>'''You can earn a signup offer for any specific Chase personal cards once every 24 months'''. There are no hard and fast rules for Chase's own business cards.</li>
-<li>'''Most of the most interesting Chase cards are affected by the Chase 5/24 rule'''. If you've signed up for at least 5 cards, from any bank, in the past 24 months, your application will be automatically denied. {{Link|Chase 5/24}}.</li>
+<li>'''All of Chase's cards are affected by the Chase 5/24 rule'''. If you've signed up for at least 5 cards (from any bank) in the past 24 months, your application will be automatically denied. {{Link|Chase 5/24}}.</li>
-<li>'''When a card has a "sibling", you can often only get one of the two cards'''. For example, if you already have the Southwest Premier card, you can't apply for the Southwest Plus card. Even if you cancel the Premier card, you can't receive the Plus card if you've received the Premier card's signup bonus in the last 24 months (however, you can usually "convert" from one of these cards to the other). A similar rule exists for the Sapphire Reserve and Sapphire Preferred card, except that you need to wait 48! months from earning a signup bonus on the other card. Until they close it, a loophole at Chase allows you to apply for both sibling cards on the same day, still earn the signup bonus from both of then.</li>
+<li>'''When a card has a "sibling", you can often only get one of the cards'''. For example, if you already have the Southwest Premier card, you can't apply for the Southwest Plus card. Even if you cancel the Premier card, you can't receive the Plus card if you've received the Premier card's signup bonus in the last 24 months (however, you can usually "convert" from one of these cards to the other). A similar rule exists for the Sapphire Reserve and Sapphire Preferred card, except that you need to wait 48! months from earning a signup bonus on the other card. Until they close it, a loophole at Chase allows you to apply for both sibling cards on the same day and still earn the signup bonus from both of then.</li>
-<li>'''The only way to get more than one of the same Chase card, is through a product conversion''' (or with different businesses). Chase won't approve you for a card you already have. But, they will let you convert one of your existing cards. As a result, many "hobbyists", eventually wind up converting multiple different Chase cards into multiple no-annual-fee Freedom cards.</li>
+<li>'''The only way to get more than one of the same Chase card, is through a product conversion''' (or with different businesses). Chase won't approve you for a card you already have. But they will let you convert one of your existing cards. As a result, many "hobbyists" eventually wind up converting multiple different Chase cards into multiple no-annual-fee Freedom / Freedom Flex cards.</li>
-<li>'''If you are initially declined, there is a good chance that you can still get the card if you call their reconsideration line'''. You just may need to make a few changes to your accounts, such as shifting credit limits from one of your other Chase cards.</li>
+<li>'''If you are initially declined, there is a good chance that you can still get the card by calling their reconsideration line'''. You just may need to make a few changes to your accounts, such as shifting credit limits from one of your other Chase cards.</li>
-<li>'''Chase usually offers referral bonuses for all of their cards'''. You can earn some extra points when someone uses your link to get a card. You can check [//www.chase.com/referafriend/catch-all online].  Many of their cards have authorized user bonuses as well.</li>
+<li>'''Chase usually offers referral bonuses for their cards''', but unlike the Amex offers, they need to get the same card or a card in the same family. You can check [//www.chase.com/referafriend/catch-all online].  Many of their cards have authorized user bonuses as well.</li>
-<li>'''You can only downgrade cards within the same family'''. For example, you can downgrade the Sapphire Reserve to the Freedom, and the United Club to the United Executive, but you can't downgrade the United Executive to the Freedom.</li>
+<li>'''You can only downgrade cards within the same family'''. For example, you can downgrade the Sapphire Reserve to the Freedom Unlimited and the United Explorer to the United Gateway, but you can't downgrade the United Explorer to the Freedom Unlimited.</li>
 <li>'''Advanced details'''. While it is not a hard rule, you can uaually only get approved for two Chase cards every month. If you apply for them in the same day, Chase will only make a single inquiry. They will usually match a higher signup bonus that becomes available during the first three months after you get the card. If you ask, they will usually send the cards with priority shipping.</li>

← Older revision		Revision as of 01:26, 23 February 2021
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	<li>'''Starbucks Card'''. Earns "stars" that you can use for free drinks, but the reward rates are lower than what is available from a decent general-purpose reward card. However, you do get about a 4% return back on Starbucks App cash reloads, and 8 free drinks (Barista picks) per year. Generally not worth the $49 annual fee, and especially because the card is affected by the Chase 5/24 rule. [//creditcards.chase.com/rewards-credit-cards/starbucks-rewards Official Webpage].</li>		<li>'''Starbucks Card'''. Earns "stars" that you can use for free drinks, but the reward rates are lower than what is available from a decent general-purpose reward card. However, you do get about a 4% return back on Starbucks App cash reloads, and 8 free drinks (Barista picks) per year. Generally not worth the $49 annual fee, and especially because the card is affected by the Chase 5/24 rule. [//creditcards.chase.com/rewards-credit-cards/starbucks-rewards Official Webpage].</li>
−
−	<li>'''Chase Slate Card'''. Aimed primarily at people who are maintaining a balance. No rewards or travel perks, and still subject to the Chase 5/24 rule. [//creditcards.chase.com/balance-transfer-credit-cards/chase-slate Official Webpage].</li>
−
	</ul>		</ul>

← Older revision		Revision as of 01:25, 23 February 2021
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	<ul class="checklist">		<ul class="checklist">
−	<li>'''United TravelBank Card'''. A no-annual-fee United Airlines card, but it doesn't come with typical perks like free checked bags. Not much reason to get this card. [//creditcards.chase.com/travel-credit-cards/united-travelbank Official Webpage].</li>
−
	<li>'''Disney Premier Card'''. Offers some minor benefits at Disney World and Disneyland, and a $200 signup bonus.. But, most people will be more interested in many other cards. $49 annual fee. [//creditcards.chase.com/rewards-credit-cards/disney-premier Official Webpage].</li>		<li>'''Disney Premier Card'''. Offers some minor benefits at Disney World and Disneyland, and a $200 signup bonus.. But, most people will be more interested in many other cards. $49 annual fee. [//creditcards.chase.com/rewards-credit-cards/disney-premier Official Webpage].</li>

← Older revision		Revision as of 00:59, 23 February 2021
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	{{Main\|article}}		{{Main\|article}}
		+	</noinclude>
	===Ultimate Rewards Cards (Personal)===		===Ultimate Rewards Cards (Personal)===

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 Along with Amex, Chase issues many of the most valuable travel and reward cards.
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← Older revision	Revision as of 00:29, 19 February 2021
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