Best credit card signup bonuses - Revision history

Editor: /* The best signup offers */

2021-09-23T23:01:34Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-23T23:00:43Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-23T22:59:56Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-17T23:08:24Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-17T22:48:41Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-17T22:47:20Z

‎The best signup offers

Editor at 22:11, 10 September 2021

2021-09-10T22:11:32Z

Editor: /* The best signup offers */

2021-09-10T21:59:32Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-10T21:37:37Z

‎The best signup offers

Editor: /* The best signup offers */

2021-09-10T19:03:38Z

‎The best signup offers

@@ Line 103: / Line 103: @@
 {{Offer|SPGBiz|'''Amex Bonvoy Business'''|$1,160|.23/$
-|125,000 points plus a 2x free night certificate good for up to 50,000 points each ($5,000 initial spend). Since the certificates are less flexible than points and expires after one year, we value the at $250 rather than {{Value|Marriott|50000}} each. $95 annual fee.}}
+|125,000 points plus a 2x free night certificate good for up to 50,000 points each ($5,000 initial spend). Since the certificates are less flexible than points and expires after one year, we value them at $250 rather than {{Value|Marriott|50000}} each. $95 annual fee.}}
 {{Offer|Spark|'''Capital One Spark Cash Plus''' (business)<br/>Full $50,000<br/>First $4,500|<br/>$1,150<br>$500|<br/>.02/$<br/>.10/$
@@ Line 130: / Line 130: @@
 {{Offer|Marriott|'''Chase Marriott Boundless'''|$940|.19/$
-|125,000 points plus a free night certificate good for up to 50,000 points ($5,000 initial spend). Since the certificate is less flexible than points and expires after one year, we value it at $250 rather than {{Value|Marriott|50,000}}.  $95 annual fee.}}
+|125,000 points plus a free night certificate good for up to 50,000 points ($5,000 initial spend). Since the certificate is less flexible than points and expires after one year, we value it at $250 rather than {{Value|Marriott|50000}}.  $95 annual fee.}}
 {{Offer|UnitedQuest|'''Chase United Quest'''|$940|.09/$

@@ Line 103: / Line 103: @@
 {{Offer|SPGBiz|'''Amex Bonvoy Business'''|$1,160|.23/$
-|125,000 points plus a 2x free night certificate good for up to 50,000 points each ($5,000 initial spend). Since the certificates are less flexible than points and expires after one year, we value the at $250 rather than {{Value|Marriott|50,000}} each.  $95 annual fee.}}
+|125,000 points plus a 2x free night certificate good for up to 50,000 points each ($5,000 initial spend). Since the certificates are less flexible than points and expires after one year, we value the at $250 rather than {{Value|Marriott|50000}} each. $95 annual fee.}}
 {{Offer|Spark|'''Capital One Spark Cash Plus''' (business)<br/>Full $50,000<br/>First $4,500|<br/>$1,150<br>$500|<br/>.02/$<br/>.10/$

@@ Line 98: / Line 98: @@
 {{Offer|inkcash|'''Chase Ink Cash''' (business card only)|$1,210|.16/$
 |75,000 Ultimate Rewards points ($7,500 initial spend). Value assumes you have an Sapphire Reserve, Sapphire Preferred, or Ink Preferred Card and can transfer your Ultimate Rewards points to Hyatt or one of Chase's frequent flyer partners. No annual fee.}}
 {{Offer|Spark|'''Capital One Spark Cash Plus''' (business)<br/>Full $50,000<br/>First $4,500|<br/>$1,150<br>$500|<br/>.02/$<br/>.10/$
@@ Line 122: / Line 128: @@
 {{Offer|DeltaPlatinum|'''Amex Delta Platinum''' <br/>personal<br/>business|<br/>$850<br/>$950|<br/>.28/$<br/>.32/$
 |Personal card offers 90,000 Delta miles ($3,000 initial spend) plus 10,000 MQMs (which aren't valued as part of the net signup offer. Business card adds a $100 statement credit. $195 annual fee.}}
 {{Offer|UnitedQuest|'''Chase United Quest'''|$940|.09/$
@@ Line 140: / Line 149: @@
 {{Offer|SapphireReserve|'''Chase Sapphire Reserve'''|$840|.21/$
 |60,000 Ultimate Rewards points with $4,000 spend. 70,000 point offer available in-branch. The signup offer for the Sapphire Preferred version is better and you can only have one of these two cards. However, the Sapphire Reserve card is a more interesting card for the long term.  Probably best to get the Preferred and convert to the Reserve later (if you want it for the long term). $550 annual fee. The $300 travel credit is valued at full value. The $120 of DoorDash credits are valued at $100. Affected by the Chase 5/24 rule.}}
 {{Offer|HiltonAspire|'''Amex Hilton Aspire'''|$820|.20/$
@@ Line 197: / Line 203: @@
 {{Offer|DelttaReserveBiz|'''Delta Reserve Business'''|$540|.11/$
 |Promotional offer of 80,000 Delta miles, a $200 statement credit, and 20,000 MQMs. But card has an annual fee of $550. The personal version of the card has a similar offer, but without the $200 statement credit it fall below the threshold for this list. Some people will want to get both in order to receive 40,000 MQMs.}}
 {{Offer|HiltonAscend|'''Amex Hilton Surpass and Business'''|$510|.05/$

@@ Line 142: / Line 142: @@
 {{Offer|Marriott|'''Chase Marriott Boundless'''|$830|.28/$
-|3x 50,000-point Free Night Certificates with $3,000 spend. Since these have expiration dates, can't be used on more expensive hotels, and don't provide a refund when you use them on less expensive hotels, we value them at 40,000 points each. You also get an extra 8x points on your first $2,500 gas, grocery, or restaurant spend in the first six months—which is an extra 20,000 points. See the guide for an offer link. $95 annual fee.}}
+|3x 50,000-point Free Night Certificates with $3,000 spend. According to [https://www.doctorofcredit.com/chase-marriott-bonvoy-boundless-125000-points-free-night-certificate-starts-9-23/?utm_source=pocket_mylist Doctor of Credit], a better offer of 125,000 points plus 1x 50,000-point Free Night Certificate (with $5,000 spend) will be available starting September 23rd.  Since the certificates have expiration dates, can't be used on more expensive hotels, and don't provide a refund when you use them on less expensive hotels, we value them at 40,000 points each. You also get an extra 8x points on your first $2,500 gas, grocery, or restaurant spend in the first six months—which is an extra 20,000 points. See the guide for an offer link. $95 annual fee.}}
 {{Offer|HiltonAspire|'''Amex Hilton Aspire'''|$820|.20/$

@@ Line 195: / Line 195: @@
 |Promotional offer of 50,000 Miles & More points ($3,000 initial spend) plus an additional 25,000 points with $20,000 in total spending during the first year.  $89 annual fee.}}
+{{Offer|DelttaReserveBiz|'''Delta Reserve Business'''|$540|.11/$
 |Promotional offer of 80,000 Delta miles, a $200 statement credit, and 20,000 MQMs. But card has an annual fee of $550. The personal version of the card has a similar offer, but without the $200 statement credit it fall below the threshold for this list. Some people will want to get both in order to receive 40,000 MQMs.}}

@@ Line 119: / Line 119: @@
 {{Offer|CitiPremier|'''Citi Premier'''|$980|.25/$
 |Highest-ever 80,000 ThankYou points ($4,000 initial spend).  $95 annual fee.}}
 {{Offer|UnitedQuest|'''Chase United Quest'''|$940|.09/$
@@ Line 131: / Line 134: @@
 {{Offer|United|'''Chase United Explorer''' (personal)<br/>full $6,000<br/>initial $3,000|<br/>$860<br/>$780|<br/>.14/$<br/>.26/$
 |Promotional offer of 40,000 United Miles with $2,000 initial spend, plus an additional 25,000 miles for $10,000 total spend in the first six months. Annual fee is waived the first year. Affected by the Chase 5/24 rule.}}
 {{Offer|SapphireReserve|'''Chase Sapphire Reserve'''|$840|.21/$
@@ Line 173: / Line 179: @@
 {{Offer|AirFrance|'''BOA Air France Card'''|$630|.32/$
 |50,000 miles plus $150 statement credit ($2,000 initial spend). Plus you get 60 XP points at signup (which isn't valued as part of the net signup value). $89 annual fee.}}
 {{Offer|Wyndham|'''Wyndham Earner''' (Plus and business)|$610|.31/$
@@ Line 185: / Line 188: @@
 {{Offer|BlueBiz|'''Amex Blue Business Plus Card'''|Up to $600|
 |The current offer is 10,000 Membership Rewards points with $3,000 spend. But some people can access  50,000 point offer with $15,000 spend and a 40,000 point offer with $5,000 spend (plus an extra 10,000 for an employee card with $1,000 spend. See the card guide for links to try.}}
 {{Offer|GreenCard|'''Amex Green Card'''|$580|.29/$
@@ Line 196: / Line 195: @@
 |Promotional offer of 50,000 Miles & More points ($3,000 initial spend) plus an additional 25,000 points with $20,000 in total spending during the first year.  $89 annual fee.}}
-{{Offer|SPGLuxury|'''Amex Bonvoy Brilliant'''|$520|.17/%
 |$200 of restaurant credits on top of normal 75,000 Marriott point offer ($3,000 initial spend). $450 annual fee, but comes with $300 Marriott credit that can easily be used for hotel bookings.}}

@@ Line 1: / Line 1: @@
-{{DISPLAYTITLE:{{Title|best offers}} (July 2021)}}
+{{DISPLAYTITLE:{{Title|best offers}} (September 2021)}}
 {{seo|description=The most valuable credit cards to get: credit cards signup bonuses ranked by value.}}
 {{Page|article|Home|Earn Points}}

@@ Line 95: / Line 95: @@
 {{Offer|inkunlimited|'''Chase Ink Unlimited''' (business card only)|$1,275|.17/$
 |75,000 Ultimate Rewards points ($7,500 initial spend). Value assumes you have an Sapphire Reserve, Sapphire Preferred, or Ink Preferred Card and can transfer your Ultimate Rewards points to Hyatt or one of Chase's frequent flyer partners. First year value is slightly higher than Ink Cash because there is a usually a lower opportunity cost for the required spend. No annual fee.}}
 {{Offer|inkcash|'''Chase Ink Cash''' (business card only)|$1,210|.16/$
@@ Line 112: / Line 107: @@
 {{Offer|FreedomUnlimited|'''Freedom Unlimited & Freedom Flex'''|Up to $1,050|-
 |The base signup offer is 20,000 points with $500 spend. If you have a Sapphire Reserve, Sapphire Preferred, or Ink Preferred Card, we value the points at {{Value|UR}} cents each, making the base offer worth {{Value|UR|20000}}. But you also get 5x points (rather than 1-1.5 points) on up to $12,000 worth of grocery spending during your first year. At 3.5 extra points per dollar, this could add up to another 42,000 points. But your value will depend on how much of the $12,000 you can put on the card and what your other options are for grocery store spending. For example, this card may only offer a small premium over what you are earning from an Amex Gold or Amex Blue Preferred Card.}}
 {{Offer|PremierRewards|'''Amex Gold'''|$1,040|.26/$
@@ Line 181: / Line 173: @@
 {{Offer|AirFrance|'''BOA Air France Card'''|$630|.32/$
 |50,000 miles plus $150 statement credit ($2,000 initial spend). Plus you get 60 XP points at signup (which isn't valued as part of the net signup value). $89 annual fee.}}
 {{Offer|Wyndham|'''Wyndham Earner''' (Plus and business)|$610|.31/$
@@ Line 191: / Line 186: @@
 |The current offer is 10,000 Membership Rewards points with $3,000 spend. But some people can access  50,000 point offer with $15,000 spend and a 40,000 point offer with $5,000 spend (plus an extra 10,000 for an employee card with $1,000 spend. See the card guide for links to try.}}
-{{Offer|DeltaReserve|'''Amex Delta Reserve'''<br/>personal<br/>business|<br/>$540<br/>$590|<br/>.11/$<br/>.07/$
-|Personal card is 80,000 Delta miles + $200 credit towards Delta purchase in first three months + 20,000 MQMs for $5,000 spend. Business card is 85,000 miles, no extra credit, the same 20,000 MQMs, and $6,000 spend. Get both and you've got 40,000 MQMs towards Delta status. $550 annual fee.}}
+{{Offer|DeltaPlatinum|'''Amex Delta Platinum''' <br/>personal<br/>business|<br/>$480<br/>$590|<br/>.24/$<br/>.20/$
 {{Offer|GreenCard|'''Amex Green Card'''|$580|.29/$

@@ Line 199: / Line 199: @@
 {{Offer|Lufthansa|'''Barclay Miles & More''' (Lufthansa)<br/>full $20,000<br/>initial $3,000|<br/>$550<br/>$470|<br/>.03/$<br/>.16/$
 |Promotional offer of 50,000 Miles & More points ($3,000 initial spend) plus an additional 25,000 points with $20,000 in total spending during the first year.  $89 annual fee.}}
 {{Offer|HiltonAscend|'''Amex Hilton Surpass and Business'''|$510|.05/$
 |Up to 180,000 Hilton points. 130,000 Hilton points with $2,000 initial spend plus an additional 50,000 points with a total of $10,000 spend in the first six months. $95 annual fee. Higher offers might be available.}}
 {{Offer|AltitudeConnect|'''US Bank Altitude Connect'''|$500|.17/$

@@ Line 81: / Line 81: @@
 $595 annual fee, but we count $350 in credits towards the first year value of the Platinum Business Card. That's 50% of the 2x airline incidental credits plus 50% of the 3x Dell credits. You can adjust our numbers either way based on how much value you'd expect to get.}}
-{{Offer|SapphirePreferred|'''Chase Sapphire Preferred'''|$1,720|.43/$
+{{Offer|SapphirePreferred|'''Chase Sapphire Preferred'''|$1,670|.42/$
-|All time high offer of 100,000 Ultimate Reward points with $4,000 spend. If you somehow qualify for this card (under 5/24, no Sapphire bonus in last 48 months), this is a fantastic offer. $50 credit and 95 annual fee waived in branch, offer is $145 less valuable if you apply online.}}
+|All time high offer of 100,000 Ultimate Reward points with $4,000 spend. If you somehow qualify for this card (under 5/24, no Sapphire bonus in last 48 months), this is a fantastic offer. $95 annual fee waived in branch, offer is $95 less valuable if you apply online.}}
 {{Offer|InkPreferred|'''Chase Ink Preferred''' (business card only)|$1,480|.10/$